N2EY wrote:
In article , "Dee D. Flint"
writes:


"Steve Robeson K4CAP" wrote in message
...

Most hospitals have to carry malpractice liability of a half-million
dollars for most of it's licensed staff (Nurses, techs, therapists and EMS
personnel) and sometimes as much as 20 times that for physicians.


Is that per staff member?


Yes.


I think it's implied in the way you phrase it but
it's not really clear.


Ask any licensed, currently practicing health care professional. Many carry
more, and some specialties (like obstetrics) carry a lot more. Such coverage is
not inexpensive, and in some areas medical care providers are simply closing
down or moving because of the high cost of malpractice insurance. It is one of
the reasons (not the only one) for the high cost of medical care in the USA.


Or a person making decisions for a youth sports organization. when I
was the president of the local hockey club, I was insured for multiple
millions of dollars. When you have to deal with two or more sets of
rabid parents, each threatening to sue if the decision you make is not
in their favor, you get to appreciate the insurance.

When Mr and Mrs Smith are absolutely certain that little Johnny isn't
going to go to the NHL because your coach isn't playing them every other
shift and not putting him on the first line, and Mr and Mrs Johnson are
certain of the same thing, which of course interferes with the Smith's
up and coming Hockey star's High school hockey career, you get a bit jaded.

- mike KB3EIA -