Hello Tim,
As Douglas said the frequency may be a bit off unless you get a crystal
made for 5th. An alternative for the 20MHz garden variety would be to
make a 20MHz oscillator, run it into a fast gate and fish out the 5th
the old fashioned way, with an LC circuit. Then run that through a gate
again if needed.
Regards, Joerg
http://www.analogconsultants.com