!











INVESTING FOR YOUR RETIREMENT:

----------

If you had purchased $1000.00 of Nortel stock one year ago, it would now be worth

$49.00.
-O-O-O-O-O-O-O-O-O


With Enron,

you would have had

$16.50

left of the original $1,000.00.

-O-O-O-O-O-O-O-O-O-O



With WorldCom,

you would have had less than

$5.00 left.

-0-0-0-0-0-0-0-0-0-0-0-


But, if you had purchased $1,000.00



worth of Beer one year ago,


drank all the beer,

then turned in the cans for the aluminum recycling REFUND,
you would have had

$214.00.

-0-0-0-0-0-0-0-0-0-0-0

Based on the above,



current investment advice is to




drink heavily and
recycle.



It's called the 401-Keg Plan












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