When lightning directly strikes either the antenna or the dwelling,
despite all the precautions, ANYTHING can happen.

The direct strike is just as likely to be on the dwelling and its
occupants as the ordinary radio antenna.

So concentrate precautions on your house, the more valuable of your
possessions. Only then think about your inverted-L and your radio
equipment.

Just a logical way of thinking about things.

A direct strike will probably never happen anyway.
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