Horror stories indeed!

D Peter Maus wrote:

Most on-line security and fraud protection agencies now recommend a
PayPal account NOT be used for on-line transactions.

Easy for them to say. Unfortunately, as the OP pointed out, eBay says
you MUST use PayPal if you are selling anything under the 'Consumer
Electronics' category (which includes short wave receivers and related
equipment). How long until our friends at eBay decide you must use
PayPal for selling -anything- in any category?