"dxAce" wrote in message
...


David Eduardo wrote:

"dxAce" wrote in message
...



That is about the highest range that can be sustained if you are
concerned
with inflation-indexed preservation of capital. Otherwise, your little
saviings account will be reduced to about the equivalent of $100 k in
about
6 to 8 years.

You live in some damn strange dream world, oh faux one!

You do not get the fact that you must grow the principal in excess of the
amount of inflation, or your money loses value. To take 3% out of an
investment account and not lose principal, you have to grow the account
by
something above 7%, which the market for the last 18 months has not done.

Unless you are in some fairly esoteric things like direct REIT
investments
or Canadian oil /gas trusts (with the horrible tax and accounting
problems
they bring) you are likely not getting 7% now.

You've not a clue as to what you're talking about, dropout!

So you are saying one or more of the following is true:

1. You can take more than 3% to 4% of savings and retain present value of
the capital (in other words, adjusted for inflation).
2. Inflation does not have to be accounted for in the ongoing worth of
capital.
3. You can make an inflation and tax adjusted 7% over the last 18 months

Which is it (or "are they") as you may have invented a new school of
economics.