I have home insurance too.

That B HO ButtKisser who lives catty corner across the street from
doggy's couch,,, I told him a couple of years ago one or more of those
tall trees over there are someday going to fall over on his house.I see
that those trees are leaning closer and closer and closer,,,,,, I bet he
doesn't have insurance on that house either.

About a year ago, I built a wooden fence along both sides of my yard, to
keep those B HO ButtKissers from driving and parking on my yard.That
B HO ButtKisser across the street came over here when I was building
my fence.He put his damn mitts on my fence, he said,,, The first strong
wind that comes along is going to blow that fence down!!!
2'' by 4'' wood posts I hammered into the ground with my sledge hammer
and two rows of 1'' by 6'' boards (it is all pressurized wood) I nailed
to those posts,, and he (''he'') told me, The first strong wind that
comes along is going to blow that fence down!!!

Looka here,, if those trees over there DO fall over on his house,,, do
y'all think I will care???
I WILL NOT CARE AT ALL!
cuhulin