A mobile device uses the user as the counterpoise.
A vehicle is not physically bonded to the earth - yet still works.
A Mag Mount antenna is not physically bonded to the vehicle body - hence it uses a loop radio to antenna antenna to radio and it changes the way the coax interacts with the antenna.
If the radio is bonded to the body and the antenna is bonded to the body the body is capacitive. Turns the whole body into one big counterpoise.
Maybe this is the reason why a 102 inch whip works better then a mag mount antenna or one of those silly dual sticks on a truckers mirrors...