John wrote:

I am now faced with only one or two alternatives - an Indoor or Loft
Antenna.

I live in a no antenna HOA area. I ended up laying a #22 wire around the outer
edge of my roof and hooked it up as a loop. It is a random length of over 200'
and varies in height from 7' to 20'. I chose the wire color to match the red
tile roof so that you can't see it. I use it on 160 through 10 and have had
decent results, nothing spectacular, but generally good solid contacts. (I
usually run 50 watts, although sometimes less.) Just another idea for you to
consider...