Mr. Jerk wrote:

I am looking for something that will offer a range of bands (most
used) especially 40m and 80m.

Am I stuck with an indoor dipole here? Or will I have to invest in a
tower and vertical to get anything decent.

I would try to get up a dipole / inverted "V" of at least 33 feet per
side (1/2 wave on 40 meters). If you can make it longer (like 80 feet
per side) do it. The wire length isn't critical and it doesn't have to
run in a straight line. Zig-zag it as needed. Use the trees as
supports.

Now the important part: Feed the center with 450-ohm ladder line. With
an inexpensive antenna tuner, that antenna will do a decent job on 40
through 10 meters, and a fair job on 80 meters.

If you're primarily interested in 40/80 meters, I wouldn't recommend a
vertical.

Art N2AH