I've been looking at buying a SW radio and was wondering if most receivers
offer more bands (frequencies) than transceivers?

I know I would need to have a license if I want to transmit but if I just
want to listen, then a receiver with plenty of band coverage would be nice.

I ask this because I was told that if I bought just a receiver then I would
be wishing I would have bought a transceiver to enjoy SW as a participant.

Then I read that someone new to SW I might be better off buying a receiver
and to see if they would really want to transmit as well.

Thanks for any and all help on this.