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Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote:
"D Peter Maus" wrote in message ... David Eduardo wrote: "D Peter Maus" wrote in message ... David Eduardo wrote: "D Peter Maus" wrote in message ... David Eduardo wrote: The measurement is very accurate, but it takes three months per cycle to measure and then 30 to 45 days to tabulate. The PPM delivers weekly results 10 days later. Advertisers want immediacy. The results of the PPM today are less accurate than the diary, but they are faster. So, you'll sacrifice precision for expediency. Anyone wonder why we find so much of what you say to be questionable? No, advertisers will sacrifice the one for the other. I am on record as recently as yesterday when I told Owen Charlebois and Steve Morris in New York I did not think PPM is ready to go currency in any other markets yet. The question still stands. As I said, I do not believe the less accurate, at present, PPM, is ready for rollout (only one market is even accredited and only two are running). The ad industry really is the one responsible for what measurement system radio or TV uses, not the medium itself. It will be up to them in the end to determine the usefulness of the PPM data they asked for. As I said, the question still stands. No, it does not. I have expressed my opinion to the Arbitron leadership, and it is contrary to what you say about accepting expedience over accuracy Actually, yes it does. But, by all means, don't let your pendantry be challenged. Ignore and dismiss any argument you sense is beneath you. Only reinforcing that the question, does, indeed, still stand. |
d'Eduardo : We Be Knowing Our KABCs and WXYZs . . .
Brenda Ann wrote:
"David Eduardo" wrote in message ... "RHF" wrote in message ... So for some one like me born and raised in the San Francisco Bay Area : KGO is KGO; and KCBS is KCBS; while Right Wing KSFO is on the Left-Side of the Dial. Only about 10% of the population even use those stations. 10% is a very significant number.. Isn't it, though. Odd how he missed that. |
d'Eduardo : We Be Knowing Our KABCs and WXYZs . . .
"Brenda Ann" wrote in message ... "David Eduardo" wrote in message ... "RHF" wrote in message ... So for some one like me born and raised in the San Francisco Bay Area : KGO is KGO; and KCBS is KCBS; while Right Wing KSFO is on the Left-Side of the Dial. Only about 10% of the population even use those stations. 10% is a very significant number.. Not really. In San Francisco, abut 18% use one of the Spanish stations. And the 10% for KGO et. al. is predominantly in 55+, so younger persons have little or no exposure to them. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
On Jun 7, 1:47*pm, "David Eduardo" wrote:
"Bart Bailey" wrote in message ... In posted on Sat, 7 Jun 2008 08:34:11 -0700, David Eduardo wrote: Begin "Bart Bailey" wrote in message ... In posted on Fri, 6 Jun 2008 23:42:49 -0700, David Eduardo wrote: Begin The data is accurate... it is the Arbitron ratings. Yep, as accurate as whomever with free time to participate in the survey faithfully keeps their diary. You obviously don 't know that there are studies that show that no-participants have essentially the same behabiour as participants? Never mind the spelling flame, just try and focus on the illogic of your comment. hint - how is a non-participant studied? Non-participants are often studied for all kinds of research. In a separate study, a refuser or non-participant will be recontacted in a different manner, often with a much higher incentive, to discuss non-participation. This often concludes with a measure of the original behaviour originally solicited. Usually, an explanation that "we are studying what kind of dishwasher liquid people who normally don't participate in studies use, and we are willing to send you a $100 gift card if you will just ask a few questions" will *get nearly full participation. - The study of nonregular participants as a verification - of the willing participants shows the behaviours to be - pretty much the same. d'Eduardo - "nonregular participants" Would a Laxative Help ? -ps- It's Verifiable ;-} ~ RHF |
D'Oh ! and Double D'Oh ! d'Eduardo : We Be Knowing Our KABCs andWXYZs . . .
On Jun 7, 2:02*pm, "David Eduardo" wrote:
"RHF" wrote in message ... - - So for some one like me born and raised - - in the San Francisco Bay Area : - - KGO is KGO; - - and KCBS is KCBS; - - while Right Wing KSFO is on the Left-Side of the Dial. - Only about 10% of the population even use those stations. d'Eduardo - Another Evasive Answer. ~ RHF The Question was Not Who Listened to Radio Stations -but- Who Knew of Radio Station Call Signs . . . and Use Radio Station Call Signs . . . as a means of Identifying Radio Stations. D'Oh ! and Double D'Oh ! d'Eduardo, -repost- Maybe that is 'true' for that Half of the US Population who are Under-the-Age of 35 -but- For Us'ems who are 55+ Years Old : We Be Knowing Our KABCs and WXYZs ! { We Know How To Think In Call Letters and a lot more. } |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote: "dxAce" wrote in message ... David Frackelton Gleason, whilst posing as 'Eduardo', spit out some more pedantic BS when he wrote: "Bart Bailey" wrote in message ... In posted on Sat, 07 Jun 2008 01:47:18 -0700, Bart Bailey wrote: Begin KNDC KNSD *correction before he throws a hissy Who cares? We were not discussing TV and most people don't identify electronic media by call letters anyway- Except for hobbyists, of which you are not one. Of which DX clubs were you a founder or member of the board? Doesn't matter, oh faux one. Thing is, folks learned that they no longer wanted you around as you're a damn pedantic piece of crap. Get it through your faux Hispanic brain. |
d'Eduardo's World of Radio : Where Numbers Count -and- Real RadioListening People Don't !
On Jun 7, 3:10*pm, "Brenda Ann" wrote:
"David Eduardo" wrote in message ... "RHF" wrote in message ... So for some one like me born and raised in the San Francisco Bay Area : KGO is KGO; and KCBS is KCBS; while Right Wing KSFO is on the Left-Side of the Dial. - - Only about 10% of the population even use those stations. - 10% is a very significant number.. JUST SUPPOSE . . . Suppose that there are about 75 Radio Stations in the SF Bay Area 100% / 75 = 1.33% per Radio Station on Average 10% / 3 = 3.33% per KGO/KCBS/KSFO 3.33% / 1.33% = 2.5 Times the Average in a Field of 75. SURE SOUNDS BETTER THAN AVERAGE But Factor-Out the Fact that they are AM/MW Radio Stations which d'Eduardo claims No One Listens To ...so... According to d'Eduardo No Body That Counts Is Listening. Next Factor-In the Fact that 2/3rds of their Listeners are most likely Over-the-Age of 55 : Which are Not Counted in the Numbers ...so... the 3.33% could really be as big as 9.99% of the Real Radio Listening People and not just 3.33% of the Countable Numbers. -but-again- According to d'Eduardo No Body That Counts Is Listening. d'Eduardo's World of Radio : Where Numbers Count -and- Real Radio Listening People Don't ! radio of the real listening people -not- numbers radio by the real listening people -not- numbers radio for the real listening people -not- numbers people people people -not- numbers ~ RHF |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
dxAce wrote:
Doesn't matter, oh faux one. Thing is, folks learned that they no longer wanted you around as you're a damn pedantic piece of crap. I am really happy that you are finally recognizing your superiors. You will be much happier once you accept the stature of your station in life. Your overuse of the word 'pedantic' and its variations is somewhat troubling. Remember how much work it took to break you of the 'tard habit? Let's not have a repeat performance. When we learn a new word, we mustn't work it to death. The first two hundred times you've used it should have been enough to make it a part of normal vocabulary. Let's move on. mike -- Due to the insane amount of spam and garbage, this filter blocks all postings from Gmail, Google Mail and Google Groups. http://improve-usenet.org/ |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
m II wrote: dxAce wrote: Doesn't matter, oh faux one. Thing is, folks learned that they no longer wanted you around as you're a damn pedantic piece of crap. I am really happy that you are finally recognizing your superiors. How so? You will be much happier once you accept the stature of your station in life. My station is pretty damn good. Your overuse of the word 'pedantic' and its variations is somewhat troubling. Remember how much work it took to break you of the 'tard habit? Let's not have a repeat performance. Ok, 'tard boy. When we learn a new word, we mustn't work it to death. The first two hundred times you've used it should have been enough to make it a part of normal vocabulary. Let's move on. You and your shine box need to move on! |
d'Eduardo : P l e a s e Take a Number -and- Have a Nice Day
On Jun 7, 1:49*pm, "David Eduardo" wrote:
"Bart Bailey" wrote in message ... In posted on Sat, 7 Jun 2008 08:36:39 -0700, David Eduardo wrote: Begin In any case, tv copters would not be of any use at night, and on a weekend it would likely take 90 minutes to become airboren. - - Even if it took til dawn's early light to get "airboren" - - the scene would still be there and new worthy d'Eduardo -if- Your Radio Programming is so Repetitive and Lacking in a Listener Focus as your Newsgroup Posts are so Repetitive Lacking in a Reader Focus . . . It Must Sound Air-Boring ! - II am sure that, to a turd like you, dyslexia is amazingly funny. - - On that line, what is "new worth?" * - See, this is why spell flames are so infantile. d'Eduardo - Yeah almost as 'infantile' as Name Calling Flames. [ Hey Everyone it's Newsgroup Ping-Pong ] d'Eduardo - one 'turd' gets another 'turd followed by many more 'turds' - and in the end the whole thing adds up to . . . A Big Pile of Lip-**** ! http://www.urbandictionary.com/define.php?term=lip****s d'eduardo : p l e a s e take a number -and- have a nice day ~ RHF |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
"dxAce" wrote in message ... m II wrote: dxAce wrote: Doesn't matter, oh faux one. Thing is, folks learned that they no longer wanted you around as you're a damn pedantic piece of crap. I am really happy that you are finally recognizing your superiors. How so? You will be much happier once you accept the stature of your station in life. My station is pretty damn good. I doubt that a lot. You live off the dole. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote: "dxAce" wrote in message ... David Frackelton Gleason, whilst posing as 'Eduardo', spit out some more pedantic BS when he wrote: "Bart Bailey" wrote in message ... In posted on Sat, 07 Jun 2008 01:47:18 -0700, Bart Bailey wrote: Begin KNDC KNSD *correction before he throws a hissy Who cares? We were not discussing TV and most people don't identify electronic media by call letters anyway- Except for hobbyists, of which you are not one. Of which DX clubs were you a founder or member of the board? Actually, I was one of the founding members, and later a board member of a DX Club. No matter though, as that has little or nothing to do with one's own ability to DX. You yourself have very few verifiable QSL's that you can show anyone, so most anything you claim is highly suspect. |
d'Eduardo : P l e a s e Take a Number -and- Have a Nice Day
"RHF" wrote in message ... d'Eduardo -if- Your Radio Programming is so Repetitive and Lacking in a Listener Focus as your Newsgroup Posts are so Repetitive Lacking in a Reader Focus . . . It Must Sound Air-Boring ! Actually, the stations have about the longest time spent listening (TSL) of any significant players in the industry. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote: "dxAce" wrote in message ... m II wrote: dxAce wrote: Doesn't matter, oh faux one. Thing is, folks learned that they no longer wanted you around as you're a damn pedantic piece of crap. I am really happy that you are finally recognizing your superiors. How so? You will be much happier once you accept the stature of your station in life. My station is pretty damn good. I doubt that a lot. You live off the dole. Nah, I get Social Security Disability (I paid into that), and I get my Union Pension (I paid into that), and I get my company pension (I paid into that). Keep blowing those beans out your sorry, un-american ass, boy. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
"dxAce" wrote in message ... David Eduardo wrote: "dxAce" wrote in message ... m II wrote: dxAce wrote: Doesn't matter, oh faux one. Thing is, folks learned that they no longer wanted you around as you're a damn pedantic piece of crap. I am really happy that you are finally recognizing your superiors. How so? You will be much happier once you accept the stature of your station in life. My station is pretty damn good. I doubt that a lot. You live off the dole. Nah, I get Social Security Disability (I paid into that), and I get my Union Pension (I paid into that), and I get my company pension (I paid into that). The Social Security disability you did not pay into. The thing you pay into is for retirement benefits at age 62 to 66. . Pensions are a product of company policies and union demands and threats. You, yourself, did not earn them sich as present day workers earn the money theyput in their 401-k plans. Whatever, it still sounds like very little money. Keep blowing those beans out your sorry, un-american ass, boy. It's likely my taxes that pay your benefits from the government, as SSI and SS payments come from general funds; it's not like they were separately kept in special accounts. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote: "dxAce" wrote in message ... David Eduardo wrote: "dxAce" wrote in message ... m II wrote: dxAce wrote: Doesn't matter, oh faux one. Thing is, folks learned that they no longer wanted you around as you're a damn pedantic piece of crap. I am really happy that you are finally recognizing your superiors. How so? You will be much happier once you accept the stature of your station in life. My station is pretty damn good. I doubt that a lot. You live off the dole. Nah, I get Social Security Disability (I paid into that), and I get my Union Pension (I paid into that), and I get my company pension (I paid into that). The Social Security disability you did not pay into. And once again, you are wrong. The thing you pay into is for retirement benefits at age 62 to 66. . No, not necessarily. Pensions are a product of company policies and union demands and threats. You, yourself, did not earn them sich as present day workers earn the money theyput in their 401-k plans. Whatever, it still sounds like very little money. I get over $2200 a month, plus whatever I can make off the $240,000 I saved up over the years. I'm comfortable! Keep blowing those beans out your sorry, un-american ass, boy. It's likely my taxes that pay your benefits from the government, as SSI and SS payments come from general funds; it's not like they were separately kept in special accounts. And my taxes paid for those who went before me. Get with it, retard boy. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
"dxAce" wrote in message ... I get over $2200 a month, plus whatever I can make off the $240,000 I saved up over the years. I'm comfortable! You have low standards. That sounds like near poverty to me. 3% to 4% on a quarter of a buck is not even $750 a month. And my taxes paid for those who went before me. If all you saved is the amount stated, you did not pay much in takes for anyone. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote: "dxAce" wrote in message ... David Eduardo wrote: "dxAce" wrote in message ... I get over $2200 a month, plus whatever I can make off the $240,000 I saved up over the years. I'm comfortable! You have low standards. That sounds like near poverty to me. 3% to 4% on a quarter of a buck is not even $750 a month. And who ever said I was always earning 3-4% That is about the highest range that can be sustained if you are concerned with inflation-indexed preservation of capital. Otherwise, your little saviings account will be reduced to about the equivalent of $100 k in about 6 to 8 years. You live in some damn strange dream world, oh faux one! Had you gone to school, graduated, etc., you might have actually learned something. As it is (and was) you've faked everything! Not really. Yes, really. Yeah, but you don't live in Michigan. Because I would hate to. No one to blow? You live in a place where even Ed McMann goes broke. No, not everyone. Just those who live beyond their means. Or those who are on the dole. Well, you certainly seem to wish that you were, oh faux one. I'm hoping they deport your pedantic ass! |
D'Oh ! - d'Eduardo : Are You So Totally Lacking in Knowledge* AboutAll-Things Social Security ?
On Jun 7, 6:11*pm, "David Eduardo" wrote:
"dxAce" wrote in message ... David Eduardo wrote: "dxAce" wrote in message ... m II wrote: dxAce wrote: Doesn't matter, oh faux one. Thing is, folks learned that they no longer wanted you around as you're a damn pedantic piece of crap. I am really happy that you are finally recognizing your superiors. How so? - - - - - You will be much happier once you accept - - - - - the stature of your station in life. - - - - My station is pretty damn good. - - - I doubt that a lot. You live off the dole. - - Nah, I get Social Security Disability (I paid into that), - - and I get my Union Pension (I paid into that), - - and I get my company pension (I paid into that). - The Social Security disability you did not pay into. D'Oh ! - d'Eduardo : Are You So Totally Lacking in Knowledge* About All-Things Social Security ? ? ? http://www.ssa.gov/disability/ * Hint {One-Word} "Insurance" Oh Now I Get It : It's and Over-the-Age of 55 Thing that Does Not Count In Your World. -ps- d'Eduardo All People Count : Even Us Senior Citizens. --pps-- Supplemental Security Income (SSI) d'Eduardo you should know all about this; It's what the USA gives out FREE to all Illegal Alien Invaders over the Age of 62 when they become Legal Aliens and the Senior Imported Family Members of Legalized Aliens : EVEN THOUGH THEY DID NOT PAY INTO THE SOCIAL SECURITY SYSTEM FOR IT. - The thing you pay into is for retirement benefits at age 62 to 66. . D'Oh ! - Not - It's only one part of many. - Pensions are a product of company policies and - union demands and threats. TBD - Depends on the 'actual' Company and/or Union Pension Plan. - You, yourself, did not earn them sich as ? - present day workers earn the money - they put in their 401-k plans. That they do. - Whatever, it still sounds like very little money. Not Everyone is a d'Eduardo Living Large ! Keep blowing those beans out your sorry, un-american ass, boy. - It's likely my taxes that pay your benefits from the - government, as SSI and SS payments come from - general funds; it's not like they were separately kept - in special accounts. Actually at present the FICA Taxes are Greater then the Expenditures and so Your Taxes are Paying for Services to all your Illegal Alien Invader Friends. d'Eduardo - Care to Buy a "Locked Box" -no-need-to- Al Gore is Giving Them Away Filled with Carbon Credits and CO2 IOUs - such a deal ~ RHF |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote:
"dxAce" wrote in message 6 to 8 years. Had you gone to school, graduated, etc., you might have actually learned something. As it is (and was) you've faked everything! Not really. Which means, 'yes, really.' |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
"D Peter Maus" wrote in message ... David Eduardo wrote: "dxAce" wrote in message 6 to 8 years. Had you gone to school, graduated, etc., you might have actually learned something. As it is (and was) you've faked everything! Not really. Which means, 'yes, really.' Only in your mind with your absurd contention that I am supporting PPM from Arbitron. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
"dxAce" wrote in message ... That is about the highest range that can be sustained if you are concerned with inflation-indexed preservation of capital. Otherwise, your little saviings account will be reduced to about the equivalent of $100 k in about 6 to 8 years. You live in some damn strange dream world, oh faux one! You do not get the fact that you must grow the principal in excess of the amount of inflation, or your money loses value. To take 3% out of an investment account and not lose principal, you have to grow the account by something above 7%, which the market for the last 18 months has not done. Unless you are in some fairly esoteric things like direct REIT investments or Canadian oil /gas trusts (with the horrible tax and accounting problems they bring) you are likely not getting 7% now. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote: "dxAce" wrote in message ... David Eduardo wrote: "dxAce" wrote in message ... m II wrote: dxAce wrote: Doesn't matter, oh faux one. Thing is, folks learned that they no longer wanted you around as you're a damn pedantic piece of crap. I am really happy that you are finally recognizing your superiors. How so? You will be much happier once you accept the stature of your station in life. My station is pretty damn good. I doubt that a lot. You live off the dole. Nah, I get Social Security Disability (I paid into that), and I get my Union Pension (I paid into that), and I get my company pension (I paid into that). The Social Security disability you did not pay into. Hogwash, better get a better grip on reality, bean burner! |
D'Oh ! - d'Eduardo : Are You So Totally Lacking in Knowledge*About All-Things Social Security ?
RHF wrote:
On Jun 7, 6:11 pm, "David Eduardo" wrote: - Pensions are a product of company policies and - union demands and threats. TBD - Depends on the 'actual' Company and/or Union Pension Plan. For instance, AFTRA takes a piece of the paycheck, in addition to regular Union dues, labelled: Health and Retirement Remittance. You pay into the Health and Retirement Funds Program. SAG has similar programs. The more you work, the more your pension. The Director's Guild also has a retirement program paid into by working members. Those are not 'company' programs. They're directly administered by the Union for workers in good standing. They do not apply to members who have declared 'financial core.' And they're in addition to any programs by the company, and/or SS. In an era where Union organization has taken some significant membership hits, such programs are inducements to stay with the Union rather than crossing to financial core. But such programs are not merely late developments. Unions have had pension plans for decades. Not all, certainly, but significant numbers of them. Enough that your declarations to the contrary are laughable. Someone working for/with the larger companies, especially in a state like California, would know all this. That you don't further exposes the weakness of your claims. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote: "dxAce" wrote in message ... That is about the highest range that can be sustained if you are concerned with inflation-indexed preservation of capital. Otherwise, your little saviings account will be reduced to about the equivalent of $100 k in about 6 to 8 years. You live in some damn strange dream world, oh faux one! You do not get the fact that you must grow the principal in excess of the amount of inflation, or your money loses value. To take 3% out of an investment account and not lose principal, you have to grow the account by something above 7%, which the market for the last 18 months has not done. Unless you are in some fairly esoteric things like direct REIT investments or Canadian oil /gas trusts (with the horrible tax and accounting problems they bring) you are likely not getting 7% now. You've not a clue as to what you're talking about, dropout! |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote:
"dxAce" wrote in message ... m II wrote: dxAce wrote: Doesn't matter, oh faux one. Thing is, folks learned that they no longer wanted you around as you're a damn pedantic piece of crap. I am really happy that you are finally recognizing your superiors. How so? You will be much happier once you accept the stature of your station in life. My station is pretty damn good. I doubt that a lot. You live off the dole. For a man who endorses illegal immigrants sucking up the resources of a nation into which they were never invited, you got a damned lot of nerve commenting on a legal citizen's retirement. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
D Peter Maus wrote: David Eduardo wrote: "dxAce" wrote in message ... m II wrote: dxAce wrote: Doesn't matter, oh faux one. Thing is, folks learned that they no longer wanted you around as you're a damn pedantic piece of crap. I am really happy that you are finally recognizing your superiors. How so? You will be much happier once you accept the stature of your station in life. My station is pretty damn good. I doubt that a lot. You live off the dole. For a man who endorses illegal immigrants sucking up the resources of a nation into which they were never invited, you got a damned lot of nerve commenting on a legal citizen's retirement. He's a bean blower! |
D'Oh ! - d'Eduardo : Are You So Totally Lacking in Knowledge* About All-Things Social Security ?
"D Peter Maus" wrote in message ... RHF wrote: On Jun 7, 6:11 pm, "David Eduardo" wrote: - Pensions are a product of company policies and - union demands and threats. Those are not 'company' programs. They're directly administered by the Union for workers in good standing. They do not apply to members who have declared 'financial core.' I think that is why RHF distinguised between company pensions and union ones. Many company pensions, such as those in the auto industry, are being moved to the unions as the auto companies and related suppliers can not pay them. They were created in the days when autos were so profitable (and fell apart in 3 years or less) and so immune from foreign competion that the car companies promised anything to avoid strikes. Wow, nobody can pay for any of it. And they're in addition to any programs by the company, and/or SS. Pensions can be part employee financed, or totally enployer financed. SS is an entitlement, and is based on, if I recall, the earned and taxed income from the last 15 years of work prior to retirement. Someone working for/with the larger companies, especially in a state like California, would know all this. California has few unionized workers by comparison to rust belt areas, and is a right to work state. That's why unions often have to fund their own pensions from dues, such as AFTRA and related film and entertainment unions do. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
"dxAce" wrote in message ... David Eduardo wrote: "dxAce" wrote in message ... That is about the highest range that can be sustained if you are concerned with inflation-indexed preservation of capital. Otherwise, your little saviings account will be reduced to about the equivalent of $100 k in about 6 to 8 years. You live in some damn strange dream world, oh faux one! You do not get the fact that you must grow the principal in excess of the amount of inflation, or your money loses value. To take 3% out of an investment account and not lose principal, you have to grow the account by something above 7%, which the market for the last 18 months has not done. Unless you are in some fairly esoteric things like direct REIT investments or Canadian oil /gas trusts (with the horrible tax and accounting problems they bring) you are likely not getting 7% now. You've not a clue as to what you're talking about, dropout! So you are saying one or more of the following is true: 1. You can take more than 3% to 4% of savings and retain present value of the capital (in other words, adjusted for inflation). 2. Inflation does not have to be accounted for in the ongoing worth of capital. 3. You can make an inflation and tax adjusted 7% over the last 18 months Which is it (or "are they") as you may have invented a new school of economics. |
D'Oh ! - d'Eduardo : Are You So Totally Lacking in Knowledge* AboutAll-Things Social Security ?
David Eduardo wrote: "D Peter Maus" wrote in message ... RHF wrote: On Jun 7, 6:11 pm, "David Eduardo" wrote: - Pensions are a product of company policies and - union demands and threats. Those are not 'company' programs. They're directly administered by the Union for workers in good standing. They do not apply to members who have declared 'financial core.' I think that is why RHF distinguised between company pensions and union ones. Many company pensions, such as those in the auto industry, are being moved to the unions as the auto companies and related suppliers can not pay them. They were created in the days when autos were so profitable (and fell apart in 3 years or less) and so immune from foreign competion that the car companies promised anything to avoid strikes. Wow, nobody can pay for any of it. And they're in addition to any programs by the company, and/or SS. Pensions can be part employee financed, or totally enployer financed. SS is an entitlement, and is based on, if I recall, the earned and taxed income from the last 15 years of work prior to retirement. Someone working for/with the larger companies, especially in a state like California, would know all this. California has few unionized workers by comparison to rust belt areas, and is a right to work state. That's why unions often have to fund their own pensions from dues, such as AFTRA and related film and entertainment unions do. Thanks for that pedantic diatribe! |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote:
"dxAce" wrote in message ... I get over $2200 a month, plus whatever I can make off the $240,000 I saved up over the years. I'm comfortable! You have low standards. That sounds like near poverty to me. 3% to 4% on a quarter of a buck is not even $750 a month. If his house is paid for, he actually needs very little money to live surprisingly well. What business is it of yours, anyway? You have your financial profile. He has his. If he's living the life of his choosing, then butt the **** out. By definition, he's living well. Your evaluation of his living standards, based merely on perceived income is the height of affectation. Let's see....you countenance illegal immigration. You are an accessory to violation of the immigration laws, you disrespect Unions, you call those on disability as 'on the dole, and you are the very soul of haughty pretensiousness. DAMN, brother, Univision must be proud to have you invoking their name. Perhaps we should send a packet of your postings to your corporate headquarters for their evaluation. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote: "dxAce" wrote in message ... David Eduardo wrote: "dxAce" wrote in message ... That is about the highest range that can be sustained if you are concerned with inflation-indexed preservation of capital. Otherwise, your little saviings account will be reduced to about the equivalent of $100 k in about 6 to 8 years. You live in some damn strange dream world, oh faux one! You do not get the fact that you must grow the principal in excess of the amount of inflation, or your money loses value. To take 3% out of an investment account and not lose principal, you have to grow the account by something above 7%, which the market for the last 18 months has not done. Unless you are in some fairly esoteric things like direct REIT investments or Canadian oil /gas trusts (with the horrible tax and accounting problems they bring) you are likely not getting 7% now. You've not a clue as to what you're talking about, dropout! So you are saying one or more of the following is true: 1. You can take more than 3% to 4% of savings and retain present value of the capital (in other words, adjusted for inflation). 2. Inflation does not have to be accounted for in the ongoing worth of capital. 3. You can make an inflation and tax adjusted 7% over the last 18 months Which is it (or "are they") as you may have invented a new school of economics. One thing is certain, oh faux one, YOU never graduated from ANY school! |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote:
"D Peter Maus" wrote in message ... David Eduardo wrote: "dxAce" wrote in message 6 to 8 years. Had you gone to school, graduated, etc., you might have actually learned something. As it is (and was) you've faked everything! Not really. Which means, 'yes, really.' Only in your mind with your absurd contention that I am supporting PPM from Arbitron. Read again, Pancho. You missed the point. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
"D Peter Maus" wrote in message ... David Eduardo wrote: "dxAce" wrote in message ... m II wrote: dxAce wrote: Doesn't matter, oh faux one. Thing is, folks learned that they no longer wanted you around as you're a damn pedantic piece of crap. I am really happy that you are finally recognizing your superiors. How so? You will be much happier once you accept the stature of your station in life. My station is pretty damn good. I doubt that a lot. You live off the dole. For a man who endorses illegal immigrants sucking up the resources of a nation into which they were never invited, you got a damned lot of nerve commenting on a legal citizen's retirement. I do not believe in illegal immigration, and believe there should be controls as well as enforcement. However, those here with no criminal record should have a path to residency, particularly if they have children born or naturalized here. As a citizen, I have a right to that opinion, and I have the right to suspect that Steve Lare is somehow scamming the government and me, as a taxpayer. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
D Peter Maus wrote: David Eduardo wrote: "dxAce" wrote in message ... I get over $2200 a month, plus whatever I can make off the $240,000 I saved up over the years. I'm comfortable! You have low standards. That sounds like near poverty to me. 3% to 4% on a quarter of a buck is not even $750 a month. If his house is paid for, he actually needs very little money to live surprisingly well. What business is it of yours, anyway? You have your financial profile. He has his. If he's living the life of his choosing, then butt the **** out. By definition, he's living well. Your evaluation of his living standards, based merely on perceived income is the height of affectation. Let's see....you countenance illegal immigration. You are an accessory to violation of the immigration laws, you disrespect Unions, you call those on disability as 'on the dole, and you are the very soul of haughty pretensiousness. DAMN, brother, Univision must be proud to have you invoking their name. Perhaps we should send a packet of your postings to your corporate headquarters for their evaluation. 'Headquarters' is probably as clueless as he is! |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote: "D Peter Maus" wrote in message ... David Eduardo wrote: "dxAce" wrote in message ... m II wrote: dxAce wrote: Doesn't matter, oh faux one. Thing is, folks learned that they no longer wanted you around as you're a damn pedantic piece of crap. I am really happy that you are finally recognizing your superiors. How so? You will be much happier once you accept the stature of your station in life. My station is pretty damn good. I doubt that a lot. You live off the dole. For a man who endorses illegal immigrants sucking up the resources of a nation into which they were never invited, you got a damned lot of nerve commenting on a legal citizen's retirement. I do not believe in illegal immigration, and believe there should be controls as well as enforcement. However, those here with no criminal record should have a path to residency, particularly if they have children born or naturalized here. As a citizen, I have a right to that opinion, and I have the right to suspect that Steve Lare is somehow scamming the government and me, as a taxpayer. I've scammed no one. I have medical evidence to back me up, available to anyone who would care to view it. You yourself have nothing it seems to back up your various claims. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
David Eduardo wrote:
"D Peter Maus" wrote in message ... David Eduardo wrote: "dxAce" wrote in message ... m II wrote: dxAce wrote: Doesn't matter, oh faux one. Thing is, folks learned that they no longer wanted you around as you're a damn pedantic piece of crap. I am really happy that you are finally recognizing your superiors. How so? You will be much happier once you accept the stature of your station in life. My station is pretty damn good. I doubt that a lot. You live off the dole. For a man who endorses illegal immigrants sucking up the resources of a nation into which they were never invited, you got a damned lot of nerve commenting on a legal citizen's retirement. I do not believe in illegal immigration, and believe there should be controls as well as enforcement. However, those here with no criminal record should have a path to residency, particularly if they have children born or naturalized here. So, you believe in amnesty for illegal immigration. Thanks for clearing that up. As a citizen, I have a right to that opinion, and I have the right to suspect that Steve Lare is somehow scamming the government and me, as a taxpayer. You, taking the high ground in civic matters.... Pancho, you are quite the hoot. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
dxAce wrote:
D Peter Maus wrote: David Eduardo wrote: "dxAce" wrote in message ... I get over $2200 a month, plus whatever I can make off the $240,000 I saved up over the years. I'm comfortable! You have low standards. That sounds like near poverty to me. 3% to 4% on a quarter of a buck is not even $750 a month. If his house is paid for, he actually needs very little money to live surprisingly well. What business is it of yours, anyway? You have your financial profile. He has his. If he's living the life of his choosing, then butt the **** out. By definition, he's living well. Your evaluation of his living standards, based merely on perceived income is the height of affectation. Let's see....you countenance illegal immigration. You are an accessory to violation of the immigration laws, you disrespect Unions, you call those on disability as 'on the dole, and you are the very soul of haughty pretensiousness. DAMN, brother, Univision must be proud to have you invoking their name. Perhaps we should send a packet of your postings to your corporate headquarters for their evaluation. 'Headquarters' is probably as clueless as he is! Likely. But they will have image priorities that have to be attended to. |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
D Peter Maus wrote: dxAce wrote: D Peter Maus wrote: David Eduardo wrote: "dxAce" wrote in message ... I get over $2200 a month, plus whatever I can make off the $240,000 I saved up over the years. I'm comfortable! You have low standards. That sounds like near poverty to me. 3% to 4% on a quarter of a buck is not even $750 a month. If his house is paid for, he actually needs very little money to live surprisingly well. What business is it of yours, anyway? You have your financial profile. He has his. If he's living the life of his choosing, then butt the **** out. By definition, he's living well. Your evaluation of his living standards, based merely on perceived income is the height of affectation. Let's see....you countenance illegal immigration. You are an accessory to violation of the immigration laws, you disrespect Unions, you call those on disability as 'on the dole, and you are the very soul of haughty pretensiousness. DAMN, brother, Univision must be proud to have you invoking their name. Perhaps we should send a packet of your postings to your corporate headquarters for their evaluation. 'Headquarters' is probably as clueless as he is! Likely. But they will have image priorities that have to be attended to. That's the corporate way! |
Eduardo - fellow IBOC-shill diputes your claims about AM ratings.
"D Peter Maus" wrote in message ... Perhaps we should send a packet of your postings to your corporate headquarters for their evaluation. When you don't have a valid argument, you always resort to threats. You have done this several times before. The fact is that I do not condone illegal immigration, but do believe in a program to convert long term illegal residents into legal ones. I also believe that new regulations and enforcement should be put in place for the future. In other jobs, the restrictions from union work rules has made competitiveness, innovation and technical advancement suffer. I have seen the same in many US industries, which have fled out of necessity to other nations. As to Mr. Lare, his comments to others and to me convinces me that he is a subsistence level misanthrope who tries to divert attention from himself by insulting others. And that's without analyzing his overt homophobia, which surely masks an even darker side to his personality. |
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