Thanks all,

My idea was the push or the big brother (in receivith of a bribith) to force
us here in Ontario to change our smoke detectors every 5 years. It may even
be so written into the insurance laws (or fine print on page 62 on bottom of
incurance form) (in japanese) that the insurance company will not pay out
in the event of fire and your detectors are out of date according to the
provincial code. The insurance agents always inspect for cause to back out.

But what is happening in Ontario (in my city now) is the fire department
going door to door inspecting. Now get this. If you do not have a Carbon
Monoxide Tester on Every floor and IN Garage (if attached) then they cannot
leave until you do. Now they will sell you them off their truck and it is
$41.00 Canadian each. I know this because they are in my friend's
neighborhood and he has single floor and was forced to buy one. $41.00 on
the spot. Now, he gave me name and model number and exact same one can be
shipped to your door from the Ebay or Amazon for $12.00 Canadian.

Smoke detectors as well. Our big brother nanny state, the now most expensive
on the planet, is growing at an alarming rate and I could tell you a hundred
more ridiculous and expensive stupidity my govt is doing but this is an
idea.

So why would a Deep Cycle Battery Manufacturer make a batter last longer
than time frame that they couldn't calculate within their projected income
reports? I mean you own a boat. And why would a Smoke Detector Company
manufacture you a detector that would last the lifetime of the home? It
wouldn't be prudent.

You don't think that the big pharma companies are counting on our big
brother health care team of doctors here in Ontario to continue pushing big
pharma pills and keeping the people swallowing these pills at an alarming
rate? We have a prescription pill for everything today and our insurance
govt regulated and created companies pay for it all, after borrowing of
course etc etc. Same ole same ole. I guarantee the pharma giants are
banking on us swallowing hand fills of their hugely profitable pills for
decades and quarters to come. I mean how do you stop a 2 trillion per year
industry. Answer, you don't.

Thanks boys, sorry about the long wind, love what I learned about smoke
detectors. Thanks. But here in Ontario, the need for replacement is
different than your need down south. It is not solely how much value or
price you would put on your families head. A Huge waste factor is there.
That is the scare marketing the teams will use. And use successfully.

73s



wrote in message
...
rickman wrote:
On 6/12/2015 2:25 PM, wrote:
rickman wrote:
So what makes you think you need to replace a smoke detector every 5
years? I had units in my house that lasted over 20 years.

Likely a dusty environment.

You mean *not* a dusty environment? These were AC units and most likely
died from a power surge. This house is in the boonies where voltage
surges are more common because of the long reaches.

I mean a dusty environment causes a shorter life.

Aren't most houses about the same level of dust? Being upside down on
the ceiling helps keep the crap out. My PCs pick up tons more dust.

The dust level in any given house is going to depend on a whole bunch
of factors; where it is, local winds, what is in the interior, presence
or absence and efficiency of whole house filters, number of people, number
of pets, etc.

On the other hand, I have not seen a CO2 detector for near the price of
a smoke detector. Are they really so inexpensive?

You mean CO detector.

Yes, of course.

My detector rolled over yesterday; full of dust and crap.

In Lowes I found battery powered, stand alone CO and smoke detectors
starting out at about $20, battery powered, stand alone combo CO/smoke
detectors starting at about $50.

High end, network enabled models for a bit more, hardwired dumb models
a bit less.

I have always been able to find battery powered smoke detectors for $10.
Walmart, Lowes, Home Depot...

So was I until yesterday...

--
Jim Pennino

On Sun, 14 Jun 2015 15:32:33 -0400, "Tom" wrote:

But what is happening in Ontario (in my city now) is the fire department
going door to door inspecting. Now get this. If you do not have a Carbon
Monoxide Tester on Every floor and IN Garage (if attached) then they cannot
leave until you do. Now they will sell you them off their truck and it is
$41.00 Canadian each. I know this because they are in my friend's
neighborhood and he has single floor and was forced to buy one. $41.00 on
the spot. Now, he gave me name and model number and exact same one can be
shipped to your door from the Ebay or Amazon for $12.00 Canadian.

Yikes. Y'er right:
http://www.oafc.on.ca/carbon-monoxide
Well, you can be thankful they don't just issue you a smoke/CO
detector, and then send you a bill.

--
Jeff Liebermann
150 Felker St #D http://www.LearnByDestroying.com
Santa Cruz CA 95060 http://802.11junk.com
Skype: JeffLiebermann AE6KS 831-336-2558

On 6/14/2015 3:32 PM, Tom wrote:
Thanks all,

My idea was the push or the big brother (in receivith of a bribith) to
force us here in Ontario to change our smoke detectors every 5 years. It
may even be so written into the insurance laws (or fine print on page 62
on bottom of incurance form) (in japanese) that the insurance company
will not pay out in the event of fire and your detectors are out of date
according to the provincial code. The insurance agents always inspect
for cause to back out.

But what is happening in Ontario (in my city now) is the fire department
going door to door inspecting. Now get this. If you do not have a Carbon
Monoxide Tester on Every floor and IN Garage (if attached) then they
cannot leave until you do. Now they will sell you them off their truck
and it is $41.00 Canadian each. I know this because they are in my
friend's neighborhood and he has single floor and was forced to buy one.
$41.00 on the spot. Now, he gave me name and model number and exact same
one can be shipped to your door from the Ebay or Amazon for $12.00
Canadian.

Smoke detectors as well. Our big brother nanny state, the now most
expensive on the planet, is growing at an alarming rate and I could tell
you a hundred more ridiculous and expensive stupidity my govt is doing
but this is an idea.

So why would a Deep Cycle Battery Manufacturer make a batter last longer
than time frame that they couldn't calculate within their projected
income reports? I mean you own a boat. And why would a Smoke Detector
Company manufacture you a detector that would last the lifetime of the
home? It wouldn't be prudent.

You don't think that the big pharma companies are counting on our big
brother health care team of doctors here in Ontario to continue pushing
big pharma pills and keeping the people swallowing these pills at an
alarming rate? We have a prescription pill for everything today and our
insurance govt regulated and created companies pay for it all, after
borrowing of course etc etc. Same ole same ole. I guarantee the pharma
giants are banking on us swallowing hand fills of their hugely
profitable pills for decades and quarters to come. I mean how do you
stop a 2 trillion per year industry. Answer, you don't.

Thanks boys, sorry about the long wind, love what I learned about smoke
detectors. Thanks. But here in Ontario, the need for replacement is
different than your need down south. It is not solely how much value or
price you would put on your families head. A Huge waste factor is there.
That is the scare marketing the teams will use. And use successfully.

I've never read so much BS in my life.

--

Rick

On Sun, 14 Jun 2015 15:54:19 -0400, rickman wrote:

I've never read so much BS in my life.

http://www.mcscs.jus.gov.on.ca/english/FireMarshal/CarbonMonoxideAlarms/QuestionsandAnswers/OFM_COAlarms_QandA.html

59. Can a fire department serve an Inspection Order under Subsection
21(1) of the FPPA to address a CO alarm related Fire Code violation in
the building?

Yes. Since the definition of "fire safety" under the FPPA has been
revised to address "unsafe levels of carbon monoxide", CO alarm
related OFC violations can be addressed through an Inspection Order.


54. If I don’t comply with the OFC, can I be charged?

Yes. Once the compliance dates for CO alarms have passed, anyone found
to be in contravention of these requirement can be charged and if
convicted would be subject to penalties.

55. Is there a Part I ticketable offence for CO alarm violations?

Yes. The ministry has developed new short form wording to increase the
number of ticketable offences under the Provincial Offences Act for a
number of OFC violations, including those relating to CO alarms.

56. What are the set fines and total payable for Part I OFC offences
related to CO alarms?

The set fines for Part I OFC offences have recently increased. Those
relating to CO alarm offences are set at either $195 or $295 depending
on the violation. The victim fine surcharge has also increased to $60
while court costs have remained the same at $5. Hence, total payable
for CO alarm ticketable offences are now $260 or $360 depending on the
violation.


--
Jeff Liebermann
150 Felker St #D http://www.LearnByDestroying.com
Santa Cruz CA 95060 http://802.11junk.com
Skype: JeffLiebermann AE6KS 831-336-2558

On 6/14/2015 6:47 PM, Jeff Liebermann wrote:
On Sun, 14 Jun 2015 15:54:19 -0400, rickman wrote:

I've never read so much BS in my life.

http://www.mcscs.jus.gov.on.ca/english/FireMarshal/CarbonMonoxideAlarms/QuestionsandAnswers/OFM_COAlarms_QandA.html

59. Can a fire department serve an Inspection Order under Subsection
21(1) of the FPPA to address a CO alarm related Fire Code violation in
the building?

Yes. Since the definition of "fire safety" under the FPPA has been
revised to address "unsafe levels of carbon monoxide", CO alarm
related OFC violations can be addressed through an Inspection Order.


54. If I don’t comply with the OFC, can I be charged?

Yes. Once the compliance dates for CO alarms have passed, anyone found
to be in contravention of these requirement can be charged and if
convicted would be subject to penalties.

55. Is there a Part I ticketable offence for CO alarm violations?

Yes. The ministry has developed new short form wording to increase the
number of ticketable offences under the Provincial Offences Act for a
number of OFC violations, including those relating to CO alarms.

56. What are the set fines and total payable for Part I OFC offences
related to CO alarms?

The set fines for Part I OFC offences have recently increased. Those
relating to CO alarm offences are set at either $195 or $295 depending
on the violation. The victim fine surcharge has also increased to $60
while court costs have remained the same at $5. Hence, total payable
for CO alarm ticketable offences are now $260 or $360 depending on the
violation.

They'll get my old CO detector when they pry it from my cold, dead hands!

--

Rick

Sorry to inform you Rick that this is not BS.

The firedepartment in Ontario Canada (Ontario Canada, possibly now one of
the biggest big brother hands held nanny state on the planet now, most
expensive anyway. Other than Greece of course).

But, this is what our fire deptartment is doing. Now our firedept has an
average income of more than $100,000.00 Canadian Dollars, so in my opinion I
am happy to see them out there proactively doing something otherwise they
sit in Starbucks or in their theater at the station stirring chilly pots and
watching blue movies and sleeping. At least they are out there being
proactive. But they are costing us huge and we must borrow it all. No B.S.
there Rick. $400,000,000,000.00 U.S. dollars we owe becuase of this big
brother left wing nanny state hold our hands government. Problem is 100,000
public students are now being horribly abused and used as hostages now
because the public union teachers are wanting what the fireplugs get, and
the police and sewer workers are all sharpening their axes because the
strikes and riots are about to begin. Same as Greece and Detroit.

These are unnanounced visits, inspections and no warrant or no appointment
is necessary. And if they find anything else like grow operations or gas
dryer not to their liking, yes, flags will be issued.

So on one hand at least they are doing something. But on the other hand,
what will Ontario be like in another 15 years? I just saw the biggest
exodous of private employers in my life in the last 15 years because of this
huge bungling government. More than a 2 million jobs lost in the private in
the last decade. Far more than 2 million, in Ontario alone.

This is why more than 80% of an employee's income now in Ontario Canada must
be returned to the government in one form or another. Some economists say it
is more like 85%. And it isn't BS, it is real.

So I say our fire chiefs are taking bribes from big business to force these
money making inspections and sales.

You folks down south can continue to use your 20 year old American built
solid products and we are forced to replace those with the cheap Chinese
crap. So are we replacing working units with working units? For what? Some
beurocrats with nothing else to do but dream this stuff up?

And another thing Rick, when you visit our doctors, our govt controlled
doctors, you will always be given a precription from a company that the last
salesman who visited that doctor's office from that drug company. Big
business. We swallow more pharmacutical giant's products for no reasons than
anywhere else on the planet. Even America.

So big business and incompetent greedy union left wing governments are
forcing me to do these things that are not necessary. There are 80,000
houses in my city, lots of opportunity for profit and bribes to be made. But
also lots of opportunity to find grow houses, meth labs in homes, hostages
in homes, whatever the government wants to find in your own home, they now
have a right to enter it without warrants and search and report. Without
notice. No BS. there Rick. What part do you think I am making up?

So I think the battery technology is there and affordable for me to put a
longer lasting deep cycle lead acid battery in my boat. But a battery dealer
would be crazy to make a lifetime battery when they know I will own a boat
my lifetime. Our government wont allow the better quality more efficient,
cheaper and lighter and smaller solar panels into Canada because we have
solar panal manufactures making them here at a huge costs to the people, in
partnership and subsidized by the taxpayer, so the systems are not
affordable. Because of their beauracracy. So why cannot I buy the better and
cheaper and more efficient solar panals? Like the ones on the Philae Comet
Rover? The technology has been there for a decade, but I cannot buy a solar
panel that is as efficient as the ones you folks send up on the satelites. I
cannot buy those ones on a freemarket, I must buy the ones my government
tells me to buy, made in Ontario and 10 times the costs and half as
efficient.

Which reminds me, I am doing a solar panal installation here soon, I am NOT
using any batteries or inverters, I want to run them directly to my electric
floor heaters so that when the sun shines I get free heat. I am going to be
asking you folks a lot of questions for sure on this project. What do you
think the firedept will say about this system? Big flag? Tear it down? I
have to smuggle in the best solar panals. Like I did with the Carbon
Monoxide Detectors and Smoke Detectors.

Cheers gents and thanks, sorry for the long rant.

73s




"rickman" wrote in message
...
On 6/14/2015 3:32 PM, Tom wrote:
Thanks all,

My idea was the push or the big brother (in receivith of a bribith) to
force us here in Ontario to change our smoke detectors every 5 years. It
may even be so written into the insurance laws (or fine print on page 62
on bottom of incurance form) (in japanese) that the insurance company
will not pay out in the event of fire and your detectors are out of date
according to the provincial code. The insurance agents always inspect
for cause to back out.

But what is happening in Ontario (in my city now) is the fire department
going door to door inspecting. Now get this. If you do not have a Carbon
Monoxide Tester on Every floor and IN Garage (if attached) then they
cannot leave until you do. Now they will sell you them off their truck
and it is $41.00 Canadian each. I know this because they are in my
friend's neighborhood and he has single floor and was forced to buy one.
$41.00 on the spot. Now, he gave me name and model number and exact same
one can be shipped to your door from the Ebay or Amazon for $12.00
Canadian.

Smoke detectors as well. Our big brother nanny state, the now most
expensive on the planet, is growing at an alarming rate and I could tell
you a hundred more ridiculous and expensive stupidity my govt is doing
but this is an idea.

So why would a Deep Cycle Battery Manufacturer make a batter last longer
than time frame that they couldn't calculate within their projected
income reports? I mean you own a boat. And why would a Smoke Detector
Company manufacture you a detector that would last the lifetime of the
home? It wouldn't be prudent.

You don't think that the big pharma companies are counting on our big
brother health care team of doctors here in Ontario to continue pushing
big pharma pills and keeping the people swallowing these pills at an
alarming rate? We have a prescription pill for everything today and our
insurance govt regulated and created companies pay for it all, after
borrowing of course etc etc. Same ole same ole. I guarantee the pharma
giants are banking on us swallowing hand fills of their hugely
profitable pills for decades and quarters to come. I mean how do you
stop a 2 trillion per year industry. Answer, you don't.

Thanks boys, sorry about the long wind, love what I learned about smoke
detectors. Thanks. But here in Ontario, the need for replacement is
different than your need down south. It is not solely how much value or
price you would put on your families head. A Huge waste factor is there.
That is the scare marketing the teams will use. And use successfully.

I've never read so much BS in my life.

--

Rick

On 6/15/2015 10:30 AM, Tom wrote:
Sorry to inform you Rick that this is not BS.

snip

Tom, don't worry about Rickman. Anything he can't find on Wikipedia is
BS to him.

--
==================
Remove the "x" from my email address
Jerry, AI0K

==================

On 6/15/2015 10:30 AM, Tom wrote:
Sorry to inform you Rick that this is not BS.

The firedepartment in Ontario Canada (Ontario Canada, possibly now one
of the biggest big brother hands held nanny state on the planet now,
most expensive anyway. Other than Greece of course).

But, this is what our fire deptartment is doing. Now our firedept has an
average income of more than $100,000.00 Canadian Dollars, so in my
opinion I am happy to see them out there proactively doing something
otherwise they sit in Starbucks or in their theater at the station
stirring chilly pots and watching blue movies and sleeping. At least
they are out there being proactive. But they are costing us huge and we
must borrow it all. No B.S. there Rick. $400,000,000,000.00 U.S. dollars
we owe becuase of this big brother left wing nanny state hold our hands
government. Problem is 100,000 public students are now being horribly
abused and used as hostages now because the public union teachers are
wanting what the fireplugs get, and the police and sewer workers are all
sharpening their axes because the strikes and riots are about to begin.
Same as Greece and Detroit.

These are unnanounced visits, inspections and no warrant or no
appointment is necessary. And if they find anything else like grow
operations or gas dryer not to their liking, yes, flags will be issued.

So on one hand at least they are doing something. But on the other hand,
what will Ontario be like in another 15 years? I just saw the biggest
exodous of private employers in my life in the last 15 years because of
this huge bungling government. More than a 2 million jobs lost in the
private in the last decade. Far more than 2 million, in Ontario alone.

This is why more than 80% of an employee's income now in Ontario Canada
must be returned to the government in one form or another. Some
economists say it is more like 85%. And it isn't BS, it is real.

So I say our fire chiefs are taking bribes from big business to force
these money making inspections and sales.

You folks down south can continue to use your 20 year old American built
solid products and we are forced to replace those with the cheap Chinese
crap. So are we replacing working units with working units? For what?
Some beurocrats with nothing else to do but dream this stuff up?

And another thing Rick, when you visit our doctors, our govt controlled
doctors, you will always be given a precription from a company that the
last salesman who visited that doctor's office from that drug company.
Big business. We swallow more pharmacutical giant's products for no
reasons than anywhere else on the planet. Even America.

So big business and incompetent greedy union left wing governments are
forcing me to do these things that are not necessary. There are 80,000
houses in my city, lots of opportunity for profit and bribes to be made.
But also lots of opportunity to find grow houses, meth labs in homes,
hostages in homes, whatever the government wants to find in your own
home, they now have a right to enter it without warrants and search and
report. Without notice. No BS. there Rick. What part do you think I am
making up?

So I think the battery technology is there and affordable for me to put
a longer lasting deep cycle lead acid battery in my boat. But a battery
dealer would be crazy to make a lifetime battery when they know I will
own a boat my lifetime. Our government wont allow the better quality
more efficient, cheaper and lighter and smaller solar panels into Canada
because we have solar panal manufactures making them here at a huge
costs to the people, in partnership and subsidized by the taxpayer, so
the systems are not affordable. Because of their beauracracy. So why
cannot I buy the better and cheaper and more efficient solar panals?
Like the ones on the Philae Comet Rover? The technology has been there
for a decade, but I cannot buy a solar panel that is as efficient as the
ones you folks send up on the satelites. I cannot buy those ones on a
freemarket, I must buy the ones my government tells me to buy, made in
Ontario and 10 times the costs and half as efficient.

Which reminds me, I am doing a solar panal installation here soon, I am
NOT using any batteries or inverters, I want to run them directly to my
electric floor heaters so that when the sun shines I get free heat. I am
going to be asking you folks a lot of questions for sure on this
project. What do you think the firedept will say about this system? Big
flag? Tear it down? I have to smuggle in the best solar panals. Like I
did with the Carbon Monoxide Detectors and Smoke Detectors.

Cheers gents and thanks, sorry for the long rant.

The part of the prior post that made me call BS may just have been how
it was worded. "the insurance company will not pay out in the event of
fire and your detectors are out of date" and "If you do not have a
Carbon Monoxide Tester on Every floor and IN Garage (if attached) then
they cannot leave until you do."

The first, if true, is a great move by the insurance companies. They
won't pay any more than they absolutely have to based on interpretation
of the policy and they know it forward and backward while you don't.
But to hand them an excuse to not pay because of a bad smoke or CO
detector is absurd. These detectors have nothing to do with the fire
starting or in any way cause the problem, so why make the insurance
company the beneficiary?

Then with the firemen not leaving until you install a smoke detector,
I'm picturing a bunch of firemen sitting in my living room watching TV
and using my WiFi to surf the web because I am waiting for delivery of a
CO detector from China. lol I just hope the law doesn't make you feed
them!

--

Rick

You are absolutely right Rickman, it is so important today to understand the
complete contract between you and your insurance company, they spend most
efforts today looking for ways to get out of paying out and reward their
people when they do with bonus. I have had my insurance rep come to the
house 2 times already for advice. I have a wood stove and that really has
codes that have been changed.

Yes, we are dealing with the biggest growth of a government union base and
their ways and it is simply incredible. Not to mention bankrupting.

Thanks Gents, enjoyed every second of it.







"rickman" wrote in message
...
On 6/15/2015 10:30 AM, Tom wrote:
Sorry to inform you Rick that this is not BS.

The firedepartment in Ontario Canada (Ontario Canada, possibly now one
of the biggest big brother hands held nanny state on the planet now,
most expensive anyway. Other than Greece of course).

But, this is what our fire deptartment is doing. Now our firedept has an
average income of more than $100,000.00 Canadian Dollars, so in my
opinion I am happy to see them out there proactively doing something
otherwise they sit in Starbucks or in their theater at the station
stirring chilly pots and watching blue movies and sleeping. At least
they are out there being proactive. But they are costing us huge and we
must borrow it all. No B.S. there Rick. $400,000,000,000.00 U.S. dollars
we owe becuase of this big brother left wing nanny state hold our hands
government. Problem is 100,000 public students are now being horribly
abused and used as hostages now because the public union teachers are
wanting what the fireplugs get, and the police and sewer workers are all
sharpening their axes because the strikes and riots are about to begin.
Same as Greece and Detroit.

These are unnanounced visits, inspections and no warrant or no
appointment is necessary. And if they find anything else like grow
operations or gas dryer not to their liking, yes, flags will be issued.

So on one hand at least they are doing something. But on the other hand,
what will Ontario be like in another 15 years? I just saw the biggest
exodous of private employers in my life in the last 15 years because of
this huge bungling government. More than a 2 million jobs lost in the
private in the last decade. Far more than 2 million, in Ontario alone.

This is why more than 80% of an employee's income now in Ontario Canada
must be returned to the government in one form or another. Some
economists say it is more like 85%. And it isn't BS, it is real.

So I say our fire chiefs are taking bribes from big business to force
these money making inspections and sales.

You folks down south can continue to use your 20 year old American built
solid products and we are forced to replace those with the cheap Chinese
crap. So are we replacing working units with working units? For what?
Some beurocrats with nothing else to do but dream this stuff up?

And another thing Rick, when you visit our doctors, our govt controlled
doctors, you will always be given a precription from a company that the
last salesman who visited that doctor's office from that drug company.
Big business. We swallow more pharmacutical giant's products for no
reasons than anywhere else on the planet. Even America.

So big business and incompetent greedy union left wing governments are
forcing me to do these things that are not necessary. There are 80,000
houses in my city, lots of opportunity for profit and bribes to be made.
But also lots of opportunity to find grow houses, meth labs in homes,
hostages in homes, whatever the government wants to find in your own
home, they now have a right to enter it without warrants and search and
report. Without notice. No BS. there Rick. What part do you think I am
making up?

So I think the battery technology is there and affordable for me to put
a longer lasting deep cycle lead acid battery in my boat. But a battery
dealer would be crazy to make a lifetime battery when they know I will
own a boat my lifetime. Our government wont allow the better quality
more efficient, cheaper and lighter and smaller solar panels into Canada
because we have solar panal manufactures making them here at a huge
costs to the people, in partnership and subsidized by the taxpayer, so
the systems are not affordable. Because of their beauracracy. So why
cannot I buy the better and cheaper and more efficient solar panals?
Like the ones on the Philae Comet Rover? The technology has been there
for a decade, but I cannot buy a solar panel that is as efficient as the
ones you folks send up on the satelites. I cannot buy those ones on a
freemarket, I must buy the ones my government tells me to buy, made in
Ontario and 10 times the costs and half as efficient.

Which reminds me, I am doing a solar panal installation here soon, I am
NOT using any batteries or inverters, I want to run them directly to my
electric floor heaters so that when the sun shines I get free heat. I am
going to be asking you folks a lot of questions for sure on this
project. What do you think the firedept will say about this system? Big
flag? Tear it down? I have to smuggle in the best solar panals. Like I
did with the Carbon Monoxide Detectors and Smoke Detectors.

Cheers gents and thanks, sorry for the long rant.

The part of the prior post that made me call BS may just have been how it
was worded. "the insurance company will not pay out in the event of fire
and your detectors are out of date" and "If you do not have a Carbon
Monoxide Tester on Every floor and IN Garage (if attached) then they
cannot leave until you do."

The first, if true, is a great move by the insurance companies. They
won't pay any more than they absolutely have to based on interpretation of
the policy and they know it forward and backward while you don't. But to
hand them an excuse to not pay because of a bad smoke or CO detector is
absurd. These detectors have nothing to do with the fire starting or in
any way cause the problem, so why make the insurance company the
beneficiary?

Then with the firemen not leaving until you install a smoke detector, I'm
picturing a bunch of firemen sitting in my living room watching TV and
using my WiFi to surf the web because I am waiting for delivery of a CO
detector from China. lol I just hope the law doesn't make you feed them!

--

Rick

On 6/16/2015 7:26 AM, Tom wrote:
You are absolutely right Rickman, it is so important today to understand
the complete contract between you and your insurance company, they spend
most efforts today looking for ways to get out of paying out and reward
their people when they do with bonus. I have had my insurance rep come
to the house 2 times already for advice. I have a wood stove and that
really has codes that have been changed.

Yes, we are dealing with the biggest growth of a government union base
and their ways and it is simply incredible. Not to mention bankrupting.

Thanks Gents, enjoyed every second of it.


It actually makes sense. Smoke detectors can cause a fire to be
detected earlier. The earlier the detection, the less damage and fewer
lives lost - which means the insurance company pays less.

You need to check your policy. Some insurance companies (at least used
to before smoke detectors were generally required) have a discount if
you have smoke detectors installed. But if you take advantage of the
discount, your insurance may be void if your smoke detector is not
installed or working properly (i.e. dead battery, out of date, etc.).

It's all Life Safety issues - and therefore tightly regulated, even in
the United States. Our government just doesn't (thankfully) go as far
as Ontario does.

--
==================
Remove the "x" from my email address
Jerry, AI0K

==================