Kim W5TIT wrote:
"Dwight Stewart" wrote in message
ink.net...

"Kim W5TIT" wrote:

Maybe, Dwight, you can put what you said
a different way, so that it doesn't sound like
you are thinking consumers are too busy
and stupid. Could ya do that for me?


No. I've clarified what I said at least five or six times. I have no
intention of doing so again.


Dwight Stewart (W5NET)



Yeah, it's always the easy way out...

Kim W5TIT

It's easy all right, until the person tries to get things going again. I
worked with a person who's SO declared bankruptcy after getting into a
dumb purchase. It took years to get their credit back to something like
normal. The one partner had to separate their credit from the other's,
and then work the whole way up from the bottom. And that didn't help the
person who went bankrupt, only allowed the other to get credit.

- Mike KB3EIA -

In article , "Kim W5TIT"
writes:

Kim, I would introduce you to someone like yourself, but I simply
haven't
met anyone that stupid and dishonest yet.


Dwight Stewart (W5NET)


Aw, now this is real cute and grown up, Dwight...

Kim W5TIT

Right, Kim -- the same things you're NOT.

73 de Larry, K3LT

In article , Mike Coslo
writes:

N2EY wrote:
Here's another one for ya: I bet neither of us would have any problem
getting a 30 year mortgage, even though we'd be nearly 80 when said
mortage was paid off
(barring any advance payments). Huh?

My xyl works in the housing industry. There are people who are in their

60's and up getting those mortgages. Go figure.

Actually, now that I think about it, there is a certain twisted logic to it. In
general, people are living longer now, so the chances of someone actually
paying off the mortgage is better than before. Conversely, if the person dies,
the mortgage company gets their money quickly, from the estate.

On top of all this, such policies insure that the mortgage companies don't have
to worry about claims of age discrimination.

73 de Jim, N2EY

If your interest rate is less than 5%, the best loan to get is a 30 year!
It's cheap money. Paying off a house quick is foolish. And the monthly
rate is usually a hell of alot less too. Spend the difference of that
paying off bills or invest it in a mutual fund or something.

Instead of paying off that low interest loan quickly, one is smarter paying
off the higher interest loans like automobiles, department and credit card
charges, and other loans/debts.



--
Ryan KC8PMX

"Why is it one careless match can start a forest fire, but
it takes a whole box to start a barbecue?"

snicker Well, believe it or not, that is what we're going for. We
thought about the 15-year but what we decided is we'd rather double/triple
payments at our own control...just for the very reason of potential job
loss.

I need to send you an email on another, personal note... I'll do it soon,
remind me if I don't!

Kim W5TIT

(sarcasm mode on)
Well, you all better get on this guy around here with a call like W8SEX as
well as others I have seen listed as available for vanity calls.. ......
thats just plain dirty, and leads a person to think about sex!"
(sarcasm mode off)


--
Ryan KC8PMX

"All of us could take a lesson from the weather. It pays no
attention to criticism."

As for her callsign, Larry has taken that just about as far as it can
go.
I'm not offended by her callsign, but I certainly do think she could have
made a better choice.


Dwight Stewart (W5NET)

http://www.qsl.net/w5net/

I think what Jim was trying to say, that if a meal at Ma's diner averages
say for instance $5.50, (and a good meal too) and the corporate conglomerate
Taco Heaven is around $4.50 for instance, in some cases it is worthwhile
supporting the locally owned, Ma's place versus some criminally corporate
organization like Taco Heaven. Support the local business before supporting
the corporate ones.....

And if you find out that all the corporate ones have squeezed out the family
and/or locally owned ones, then what ever you have left is your own fault if
you didn't support the local ones.

Maybe I am wrong, but that's what I got out of Jim's message, and might not
have explained it the best. Myself? I believe in supporting the local
businessperson whenever and where ever I can FIRST, then supporting the
corporations when a locally owned option is not available. Granted there are
some exceptions to the rule, as for instance, gasoline. At least I research
to find out which ones are locally owned/franchised as opposed to true
corporately owned gas stations.


Screw Corporate Amerika! (before they screw you)



--
Ryan KC8PMX

"All of us could take a lesson from the weather. It pays no
attention to criticism."

Exactly what I meant. If "Ma's Diner" isn't selling what I want then I'm
not going to buy regardless of small store, large chain or whatever. I
thought however the original post was Dwight's not yours. He seems to be
advocating that the government "fix" consumer's purchasing habits so that
the local stores stay in business.

Dee D. Flint, N8UZE

"N2EY" wrote:

How do you know they haven't?


Because absolutely nothing has happened.


Well, would you like if someone called a
religion you respect "all nonsense"?


If it were a ligitimate religion, no. However, it is a little hard to
perceive wicca as a ligitimate religion. Since little is really known of the
old pagan religions (especially directly), wicca practices today cannot
seriously be linked to paganism. Instead, the practices today mostly seem
made up from images and stories in movies, television, and fiction books
(old and new). And the people involved often take on the personas of
characters directly from those fiction stories. Further, their claims of
spells, charms, and so on, are simply hogwash (childish hogwash). Everyone
is certainly free to believe what they want, including those who consider
the whole thing absolutely ludicrous.

By the way, this is not "us versus them." I have no specific religious
beliefs, so pointing to a ligitimate religion is not really going to change
my opinions of wicca. All religions have their faults and doubters, but I
have no doubts about my opinions of wicca. :-)


I wonder what the Book of Bokonon has to
say about all that...


Wasn't it supposedly Books (plural) of Bokonon? Anyway, I'm not so sure
all this (wicca) is exactly harmless untruths.


Dwight Stewart (W5NET)

http://www.qsl.net/w5net/

Adjusted for inflation, that's far LESS than I paid for a comparable house
outside of Seattle in 1974 except that it only had a standard size lot not
anything as luxurious as a half an acre.

So 1973/1974:
Engineers fresh out of college starting wage approximately $10,000
House cost approximately $35,000 in Seattle.

Now in 2003:
Engineers fresh out of college starting wage approximately $45,000
House quoted above comparable to the one in Seattle costing $75,000

Wages went up 4.5 times and comparable house just over twice as
expensives.
Hmm yup houses cost more today relatively speaking.


That last paragraph is also assuming the facts listed above. If you were
referring to my statistical data, I was referring to what would be called a
"dump" by 90% of this newsgroup, and would post pics of an example if my
newsserver allowed it.....


--
Ryan KC8PMX


"Give a person a fish and you feed them for a day; teach that
person to use The Internet and they won't bother you for weeks."

"Brian" wrote in message
om...
"Ryan, KC8PMX" wrote in message
...
Around here in this county I live in, home ownership is next to
impossible,
except for spending at least $75,000 or better. The average small 3
bedroom
house, no basement or garage (slab built) on a half to full acre runs
*at
least* 75 grand or better. Go immediately outside of the county lines
of
this county, and the similar/equivalent structure is anywhere from
25-50%
less. I guess it is something about Midland county I guess.

Ryan

Ryan, I went to QRZ and looked up your address, so you get one more
hit at QRZ.com. Apparently you're betw the Baycityrollers and
Saginaw.

Yeah, sorta. Midland is the third city making up what is known around here
as the "Tri-Cities."



Where I live, a 75K home is called a crack-house and a public
nuisance.

Same here.... Although the math is regionally different around the country,
that 75K can buy an WONDERFUL home in Bay City or Saginaw, but barely buy an
empty lot in Midland in some or alot of cases.



Location(cubed).

If you have housing available at 75K, and it is suitable to your
desires, and you have a steady job, go see your mortgage lender today!

My lender, is willing to back me to the amount of 40K, no money down,
stretched over 30 years! Now the hard part is finding a property within
Midland County that is close to that. Dilapidated trailers (literally
falling apart), with slimy welfare trash neighbors (renters not owners) with
more crap strewn within the yard still gets 50K or better!!!!!

(((I almost had a really cute 2 bedroom (very large bedrooms) about 2 months
ago, after a long bidding war with the people that held the estate. They
had it listed for 56K and I countered first with 35K. They countered with
47,500K. I countered again with 37,500 and they countered with 45K but
would not budge from that. Now, since it was an estate, and I would be
offering them CASH (yes, actual real paper money) for my last offer of 40K,
ya think they would have jumped on that?? Problem there was about 6 people
in the estate (the kids of the deceased) and not one could agree
apparantely.)))



Try to locate in a non-restricted neighborhood so that you can play
radio.

Of course!! Dipoles strewn around the yard enough to catch birds with like
it was an overgrown spiders web! LOL



--
Ryan KC8PMX

"Health is merely the slowest possible rate at which one can die."

"N2EY" wrote:

Actually, now that I think about it, there is a
certain twisted logic to it. In general, people
are living longer now, so the chances of
someone actually paying off the mortgage is
better than before. Conversely, if the person
dies, the mortgage company gets their money
quickly, from the estate.

On top of all this, such policies insure that the
mortgage companies don't have to worry
about claims of age discrimination.


Or, even better, if the mortgage isn't paid off, the mortgage company can
foreclose and resell the house for a very tidy profit. That alone is enough
to attract many mortgage companies to the elderly. This may also be why some
mortgage companies actually seem to seek out those who will likely not fully
pay off a mortgage (excessive debt, a history of bad credit, or whatever).
After the mortgagor has partially paid down the amount owed on the property,
the mortgage company can foreclose and retain the property for a much lower
amount than they would have paid in an outright purchase.


Dwight Stewart (W5NET)

http://www.qsl.net/w5net/