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"Brian" wrote in message
... Mike Coslo wrote in message t... Brian wrote: Perhaps we accept more debt today (as a ratio to income) than ever before. Perhaps "we" will get what we deserve for running our finances so close to the edge. 8^) - Mike KB3EIA - Some do. And that's why this country fears lay-offs so much. There is so very little slop in one's income to expenses that even a couple of months out of work spells ruination. No rainy-day accounts either. But bankruptcy is easy to get, so everyone else ends up paying for their houses, SUVs, and big-screen TVs. I couldn't agree more on that, Brian! For sure, as they would say. I am shopping for a new home and my husband and I have decided what we are comfortable spending, what we need and desire in a new place, what kind of interest rate we'll accept, and what payment we want. Know what? One mortgage company so far has told us, "you have a lot of room to move," meaning that we can get into something much bigger and more expensive than we are looking for. They seem shocked that we aren't interested in "maxxing" out our limit!! And, you're right about bankruptcy, too. When I said to a lender that we weren't comfortable with the expense they were suggesting, they said we could afford it and didn't know what the problem was. I told them I think about things like potentially losing my job or my husband losing his. The come back was that we always have bankruptcy available!!! Good grief... Kim W5TIT |
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