D Peter Maus wrote:

I don't have health insurance. I don't want it.

I can name 3 of my colleagues who don't have it, either. And
don't want it.

Art Harris wrote:

Perhaps you are very well off and can write a check for whatever
medical expenses you need.

Perhaps.

Or perhaps you don't expect to have any
serious health issues.

Right...just like the people that don't bother with a will because they
never expect to die.

But for most middle-class Americans, a serious illness or injury to
themselves or a family member could wipe them out financially if they
did not have health insurance.

Yes Art, this is quite true. Medical expenses have gone through the
roof. I recently had two relatives and a friend requiring medical care,
arthroscopic knee surgery, appendectomy and quadruple bypass. The prices
for these services ranged from a low of $18,500 to a little over $100,000.

Many families (but not all) simply do not have that much money on hand.
The ones who do have that much money didn't get that wealthy by being
stupid and 'going naked' (without insurance). Excluding the wealthy, the
savings rate for this country is a -negative- one or two percent (which
is to say, most have -no- savings and are dipping into whatever equity
they can scrape up).

There may be a few quirky or eccentric individuals that indeed do not
want medical insurance, but given their druthers, I think a LARGE
portion of people would prefer to have it.

I make a good salary, but I wouldn't
risk my family's well-being by not having health insurance.

Amen...and just speculation, but maybe the other poster doesn't have a
family to worry about.