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Old June 8th 05, 11:58 AM
Frank Gilliland
 
Posts: n/a
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On Tue, 07 Jun 2005 13:55:28 -0400, Dave Hall
wrote in :

snip
Repeat marriages are not accounted for. So what? It is irrelevant.



No, it is -very- irrelevant. To prove (or disprove) that half of all
marriages end up in divorce then you must know how many marriages and
divorces occur in a given amount of time. You can't determine that
information from the static data you sourced from the Census bureau.
The data I provided was accurate, relevant, and, according to the
source of -your- data, came from -the- authoritative source on the
subject. My statement was correct.


So then how many divorcees end up remarried?



Read my statement again, but this time stretch the limits of your
reading comprehension skills:

"Half of all marriages end in divorce."

Now think for a minute (assuming you can supress your medication that
long)..... What did I say in that statement? I said, very simply, that
one out of every two marriages ends in divorce. I didn't say anything
about divorcees getting remarried; I didn't say anything about how
many people are currently single and divorced; I didn't say anything
about -anything- other than what I said. And what I said is backed up
by marriage and divorce rates as provided by the CDC, which is the
agency that is repsonsible for collecting those statistics. What I
said is -not- undermined by census data because it doesn't have enough
information to determine marriage and divorce rates. What I said was
not an opinion or statistical abberation, nor was it a report written
by some "skilled left wing propagandist". What I said was a fact.

So are you -now- able to tell the difference between fact and opinion?
Or do you need yet -another- lesson?


Care to help Social Security?

The best way to help it is to remove it, and divert all former SS
withholdings into individual 401K accounts. Of course that penalizes
those who have already given into the SS program for their entire
working lives. So the transition has to be gradual so to be fair to
everyone.


So your solution is to simply eliminate Social Security? Hey, neat
idea, but you can't "divert" what you don't have, and the Reps have
tapped the SS trust fund so deep that there isn't anything to
"divert".

Care to substantiate that statement with some hard facts?


Like the way -you- back up -your- statements with hard facts? Sure....
It's true because I say it's true.

In other words, you don't have any. Just another regurgitated
"factoid" written by another skilled left wing propagandist.


If you assume that the annual Federal Budget Reports from both
Congress and the White House are written by skilled left wing
propagandists then I suppose you are correct.


The federal budget reports claimed that "republicans tapped social
security"?



Not in those exact words -- you need to have enough brains to figure
out that when the SS trust fund gets tapped for spending on Republican
bills during Republican administrations, it's usually done by the
Republicans.


So I suppose that the democrats had not done the same thing when they
controlled the congress (Which they did up until 1994)?

If you want to say that congress plays creative accounting games with
Social Security, I'll agree and let it pass. But don't try to pin this
on republicans alone. Unless, of course, you truly are a blind
partisan.



The blame does indeed rest with the Republicans. The Democrats have
consistently pushed to bolster Social Security since the 1960's, while
the Republicans have repeatedly dipped into the fund. Are you so out
of touch that you don't understand why the Democrats are so popular
with people that don't have a six-digit retirement portfolio? Holy
crap you are ignorant, Dave!


If you could quote any liberal who said that America should be a
"welfare state" I might agree.

They refer to it by different names.


Which is something the conservatives -never- do, I'm sure.

Irrelevant. It doesn't change the truth of my statement.



Nope, it sure doesn't. You can call it "global warming" or "climate
change", the "estate tax" or the "death tax", an "enemy combatant" or
a "prisoner of war"..... it's all the same difference. So what liberal
has stated that America should become a "welfare state" by that or any
other name?


Any liberal who supports subsidizing any and all social programs,
starting with Welfare, and ending with Medicare. This programs are
part and parcel of a "Welfare State".



A certain amount of socialism is going to be part of the system
-regardless- of who runs the country. The reason is simple: poor
people vote. So would you support a Constitutional Amendment that
would guarantee every citizen the right to vote?


Names like "living wage", "fair
share", "universal care". But it basically means the same thing.
Taking money from people who earn it, to give to people who don't.


LOL..... I think I'll let that statement stand on it's own 'merits'!

Yea, the truth. But you wisely chose not to comment on it as the only
thing you could do is defend the practices. That's sort of like
defending the IRS. Not a very popular position to be in.



First of all, what you refer to as a "living wage" is mighty important
to millions of voters who don't make a "living wage", mostly due to
irresponsible Republican economic plans


Irresponsible Republican plans? You really area blind partisan aren't
you? What "republican (Or democrat for that matter) plan" can stop the
natural course to the free international market without seriously
altering it?



Let's put it this way: For the past few decades the Republicans have
been campaigning on the pretext that they are for smaller government,
yet in -every- Republican-dominated administration the government has
increased in both size and spending. Republicans spend like they are
on a Bloomingdale's shopping spree! They claim that all the spending
is good for the economy, yet when it comes time to pay the bill for
all that spending they lose control of the budget with phrases like,
"Read my lips...." and the people get stuck with the bill. Then they
leave the books for the Democrats to balance and maybe build up a
surplus, which the Republicans end up throwing away on more spending
and tax refunds when they regain control of the budget.

It's like none of them ever learned basic fiscal responsibility: when
you get a little extra cash it's much wiser to use it to pay down the
credit cards, put back what you pilfered from the SS trust fund, and
save a little for a rainy day. Nope, the Reps just end up throwing the
money around like they were eccentric tycoons and it was -their- money
to spend. And when that money is all gone they just max out the credit
cards -- again. What they say and what they do are two very different
things. That is what I call 'irresponsible'.


And who stops those who are making less than a living wage from
obtaining the skills necessary to rise above that? You did it. I did
it. There's no excuse for anyone so motivated to not rise above the
poverty level. Of course you'd have to stop ****ing away your pay on
drugs, booze and cheap "dates" with the professional women.

It's called "Personal Responsibility". Take charge of your own life.
Don't wait for the government to bale you out (And blame then when
they don't).

Repeat after me: "I am not a victim!"



You need to pull your head out of the sand. I used to think that way
too, that everyone has the ability to take charge of their own future,
to better themselves with education, to work hard and make something
of themselves. Then I got a look at the -real- world. It just doesn't
work that way, Dave. You claim to live in the real world yet you know
nothing about it. And I'm not going to explain this aspect of it to
you. You have to go find out the facts for yourself -- assuming you
want to continue to claim that you are in touch with reality.


(not to forget that 40% of
wage-earners don't make enough money to pay income taxes and therefore
didn't get Bush's 'tax rebate' that turned out to be nothing more than
a loan).


I suppose you're one of those people who feel that those who didn't
put anything into the tax system should v'e got something back. This
wasn't "giveaway money" it was a REBATE on tax money already paid in
to the system, If you didn't pay anything in, you can't very well get
a rebate on it back. Last time I went to school 100% of zero is still
zero.



As usual, you missed the whole point: 40% of people who work don't
make enough to pay taxes. What does that tell you, Dave? And there is
no such thing as a "tax rebate" -- if government spending doesn't
decrease by the same amount then it's nothing but a loan. As it turns
out, government spending increased -dramatically- after the rebate and
-before- 9/11; Bush's plan was that the "rebate" would stimulate the
economy enough that the cost of the rebates would come back in the
form of increased tax revenue. The plan never worked before, but
apparently Bush slept through that class in college (you and Bush sure
have a lot in common).


Second, "fair share" is in reference to fat-cats and corporations who
skip out of paying taxes through shelters, subsidies and a variety of
other carefully legislated loopholes.


As opposed to the progressive tax scale which punishes those who
achieve by burdening them with a higher tax rate? A flat tax rate is
the fairest thing. Everyone pays the same percentage. Those who make
more, pay more as a matter of percentage of gross. But a progressive
tax rate is little more than a thinly veiled socialistic attempt to
shift the burdens of society from those who take the most, to those
who make the most.



I don't recall saying anything about a "progressive tax rate".


And "universal care" is a simple concept that provides basic health
care service for anyone whether they can afford it or not


But SOMEONE has to pay for it.



OF COURSE someone has to pay for it. Someone has to pay for every
aspect of the government. Do you want it to be fair? Then boil down
the cost of government per person and let -that- be the tax. If they
can't pay it then send them to debter's gulag where they can work off
their debt to the government. And don't forget to ship them off when
they're young -- heck you don't want to defer taxes to kids while they
go to college since they might end up improving their life and taking
your job in the future. And if they get sick just let them die, even
if the illness is curable. After all, if they can't produce anything
they might as well be dead anyway, right? And if they can't even meet
their tax burden then what business do they have spending money on
antibiotics to get rid of an infection, or a doctor to set a broken
leg? Survival of the fittest, to be sure. Darwinism + taxes. Good
plan, Dave.


-- more
specifically, the programs are targeted towards children whose parents
work two or three of Bush's new jobs and still can't pay the rent, let
alone health insurance for their children.


People who do not possess the skills or motivation to obtain gainful
jobs should not be having children. It's that "personal
responsibility" thing again.



Actually, it's almost verbatim from "Mein Kampf". Sterilize the weak
so they are not a burden on society. Even better, just "sterilize"
society, and that way you can eliminate the 'ghetto' stage.


Raising children is an enormous
responsibility both financial and emotional. Potential parents should
be ready on both counts before bringing another mouth to feed into the
world and then abdicating their responsibilities on to the rest of us.



Zieg Heil!


It's also targeted towards
the increasing senior population who will be SOL when the SS trust
fund dries up in a few years


Yet you guys on the left are the ones now claiming that there is no
problem with social security. Yet when Clinton was in office, it was a
"big problem". Would you please make up your minds......



Despite the countless times I have reminded you, you keep forgetting
that I'm not one of those "guys on the left". I never claimed that
there was no problem with Social Security.


"In a free society, you don't need a reason to make something legal.
You need a reason to make something illegal."

-- Donna Moss, "West Wing"

And you accuse ME of watching too much TV?


You do, and that's why I used the quote.

Yea, I'll bet. I've never even seen "West Wing", but it doesn't
surprise me that you have.


You bet I do! It's a lot better than most of the other crap that's
pushed onto the public as 'entertainment'.

That figures. West wing is very liberally slanted so I've been told.



Of course you believe everything you're told as long as you're told
it's liberally slanted.


I prefer "24". The most intense show on TV.



yawn. If I want to watch a shoot-em-up-bang-bang show with bad dialog,
shallow characters and weak plots I'll watch reruns of Rawhide.


Yet "West Wing" is any less shallow and crafted? It's Hollywood's
version of what THEY would like the government to be.



How would you know? You've never seen it.


But which show stands a better chance of happening in the real world?



COPS.






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  #2   Report Post  
Old June 9th 05, 02:15 PM
Dave Hall
 
Posts: n/a
Default

On Wed, 08 Jun 2005 03:58:21 -0700, Frank Gilliland
wrote:

On Tue, 07 Jun 2005 13:55:28 -0400, Dave Hall
wrote in :

snip
Repeat marriages are not accounted for. So what? It is irrelevant.


No, it is -very- irrelevant. To prove (or disprove) that half of all
marriages end up in divorce then you must know how many marriages and
divorces occur in a given amount of time. You can't determine that
information from the static data you sourced from the Census bureau.
The data I provided was accurate, relevant, and, according to the
source of -your- data, came from -the- authoritative source on the
subject. My statement was correct.


So then how many divorcees end up remarried?



Read my statement again, but this time stretch the limits of your
reading comprehension skills:

"Half of all marriages end in divorce."


That statement is disingenuous. Many people marry for the wrong
reasons once, divorce after 2 or 3 years, and then marry again, and
this time stay married. Those facts aren't reflected in your numbers.


The federal budget reports claimed that "republicans tapped social
security"?


Not in those exact words -- you need to have enough brains to figure
out that when the SS trust fund gets tapped for spending on Republican
bills during Republican administrations, it's usually done by the
Republicans.


So I suppose that the democrats had not done the same thing when they
controlled the congress (Which they did up until 1994)?

If you want to say that congress plays creative accounting games with
Social Security, I'll agree and let it pass. But don't try to pin this
on republicans alone. Unless, of course, you truly are a blind
partisan.



The blame does indeed rest with the Republicans. The Democrats have
consistently pushed to bolster Social Security since the 1960's, while
the Republicans have repeatedly dipped into the fund.


Proof please. Democrats have traditionally been of the expand
government programs, and tax people to pay for it type. While
republicans have been in favor of trimming government programs and
giving money back to the people.


Are you so out
of touch that you don't understand why the Democrats are so popular
with people that don't have a six-digit retirement portfolio? Holy
crap you are ignorant, Dave!


The reason that democrats are popular with the poor and politically
ignorant (Which appears to include you), is because they promise to
"give" them something that they don't have to earn themselves. Whether
it's welfare, Social Security, Food Stamps, free health care, extended
unemployment, or any number of "gimme" programs. Those programs are
championed by democrats, and favored by people in need, and paid for
by people who earn. It's nothing more than redistribution of wealth
and leveraging class warfare to advance their political goals. One of
those goals is to create a class of dependant people who the democrats
can continue to feed (Just enough to keep them above water, but not
enough to become truly independent), in exchange for their continued
support.

Democrats are popular with those who take.

Republicans are popular with those who MAKE.


Any liberal who supports subsidizing any and all social programs,
starting with Welfare, and ending with Medicare. This programs are
part and parcel of a "Welfare State".



A certain amount of socialism is going to be part of the system
-regardless- of who runs the country.


No, it doesn't have to be. I suppose you've heard the saying: "Give a
person a fish and he eats for a day. Teach a person to fish and
they'll eat for a lifetime"? That's one of the major differences in
ideological philosophies between conservatives and liberals. Liberals
just want to throw money at every problem and hope that it goes away.
Conservatives want to teach people to be self sufficient and to learn
to stop thinking of themselves as victims.


The reason is simple: poor
people vote. So would you support a Constitutional Amendment that
would guarantee every citizen the right to vote?


Sure, why not? Most poor people would rather earn their own keep, if
given that chance.


First of all, what you refer to as a "living wage" is mighty important
to millions of voters who don't make a "living wage", mostly due to
irresponsible Republican economic plans


Irresponsible Republican plans? You really area blind partisan aren't
you? What "republican (Or democrat for that matter) plan" can stop the
natural course to the free international market without seriously
altering it?



Let's put it this way: For the past few decades the Republicans have
been campaigning on the pretext that they are for smaller government,
yet in -every- Republican-dominated administration the government has
increased in both size and spending.


Proof please. Start in 1995 with Newt Gingrich's brilliantly executed
"Contract with America" and how, for the first time in many years, a
republican led majority in congress, slashed pork, wasteful spending,
and government programs which resulted in the balanced budget that
"Slick willie" Clinton tried to take credit for, and laid the
foundation for the tax cuts that Bush gave back to every taxpayer.

Republicans spend like they are
on a Bloomingdale's shopping spree! They claim that all the spending
is good for the economy, yet when it comes time to pay the bill for
all that spending they lose control of the budget with phrases like,
"Read my lips...." and the people get stuck with the bill. Then they
leave the books for the Democrats to balance and maybe build up a
surplus, which the Republicans end up throwing away on more spending
and tax refunds when they regain control of the budget.


You've got the cycle right, but for the wrong reasons. Democrats,
enact social programs which cost money. They therefore have to raise
taxes to pay for them. High taxes **** off a lot of people, so they
vote the democrats out and the republicans in. The republicans slash
and burn the democrats programs, give people tax relief, and cut the
budget. Then people start to bitch that they want this program and
that program, and accuse the republican administration of being
"insensitive" to the needs of these whiny special interest groups, and
they vote in a slick talking democrat who will promise them the moon,
but neglect to inform them of what it will all cost. Then the cycle
repeats.

This administration has been the lone exception. Spending has been
ridiculous for a republican administration. But remember, we were
recovering from a recession which started with the stock market crash
at the end of Clinton's term. We also had 9/11, and we're fighting two
wars. Those are not normal circumstances.


It's like none of them ever learned basic fiscal responsibility: when
you get a little extra cash it's much wiser to use it to pay down the
credit cards, put back what you pilfered from the SS trust fund, and
save a little for a rainy day. Nope, the Reps just end up throwing the
money around like they were eccentric tycoons and it was -their- money
to spend. And when that money is all gone they just max out the credit
cards -- again. What they say and what they do are two very different
things. That is what I call 'irresponsible'.


You've just described historically typical democratic spending
policies. How come it only bothers you now when it's a republican at
the helm?

Can you say "Partisan"? Sure you can.....


And who stops those who are making less than a living wage from
obtaining the skills necessary to rise above that? You did it. I did
it. There's no excuse for anyone so motivated to not rise above the
poverty level. Of course you'd have to stop ****ing away your pay on
drugs, booze and cheap "dates" with the professional women.

It's called "Personal Responsibility". Take charge of your own life.
Don't wait for the government to bale you out (And blame then when
they don't).

Repeat after me: "I am not a victim!"



You need to pull your head out of the sand. I used to think that way
too, that everyone has the ability to take charge of their own future,
to better themselves with education, to work hard and make something
of themselves.


You were right then. What happened?

Then I got a look at the -real- world.


No, you were indoctrinated by a whiney left coast liberal.

It just doesn't work that way, Dave.


Yes, yes it does. There is absolutely no reason why a person with
marketable skills cannot obtain a gainfully paying job. No one said
the path will be easy or the same for every person. But there is a
path. You just have to be willing to take it, and stay the course.

You claim to live in the real world yet you know
nothing about it. And I'm not going to explain this aspect of it to
you. You have to go find out the facts for yourself -- assuming you
want to continue to claim that you are in touch with reality.


Frank, I live in the real world, I observe real people, and am
particularly sensitive to the psychological aspects of how people
interact. There is no good reason you can give me, that will convince
me that any person, who is duly motivated, cannot achieve some level
of financial independence. There is nothing magical, genetic, or
special about people like Bill Gates, Donald Trump, Sean Fanning, or
any number of other people who took dirt and made it into something.

Some people whine that they couldn't afford to go to college. Yet
there are others who find a way to make it happen. Others whine that
they're being discriminated against. Yet there are others in a similar
group who achieve quite well. Then there are people who say that there
are just no jobs out there for them. Then there are those who are
willing to relocate to where the jobs are.

There are two kinds of people in this world Frank. Those who achieve,
and those who make excuses why they won't.

If you have a defeatist attitude, you're doomed before you start. Part
of the problem is that our culture has adopted an "Instant
gratification" aspect. Whether it be in the things we buy or the path
we choose to aspire to, we expect things to happen right away. There
is little patience involved. If your circumstances dictate that you
will not be able to earn a college degree for 10 years of night
school, while working at Wal-Mart, then many people with little
patience quit and then vote for a democrat who will give them food
stamps. Those who stick it out, will eventually receive the rewards
for their efforts. With today's technology, there are businesses that
anyone with a computer can set up on line with virtually no overhead.
There are people who make 6 figure incomes just by buying and selling
items on E-Bay.

America truly IS the land of opportunity. But it's not the land of
guarantees. You have to be willing to WORK for your success. Unless
you have a physical or mental handicap, which prevents you from
working, you have only yourself to blame if you don't succeed.



(not to forget that 40% of
wage-earners don't make enough money to pay income taxes and therefore
didn't get Bush's 'tax rebate' that turned out to be nothing more than
a loan).


I suppose you're one of those people who feel that those who didn't
put anything into the tax system should v'e got something back. This
wasn't "giveaway money" it was a REBATE on tax money already paid in
to the system, If you didn't pay anything in, you can't very well get
a rebate on it back. Last time I went to school 100% of zero is still
zero.



As usual, you missed the whole point: 40% of people who work don't
make enough to pay taxes. What does that tell you, Dave? And there is
no such thing as a "tax rebate" -- if government spending doesn't
decrease by the same amount then it's nothing but a loan. As it turns
out, government spending increased -dramatically- after the rebate and
-before- 9/11; Bush's plan was that the "rebate" would stimulate the
economy enough that the cost of the rebates would come back in the
form of increased tax revenue. The plan never worked before


Actually there are credible economic sources that claim that Bush's
tax rebate did lessen somewhat both the severity and the duration of
the recession. So it did work, to some degree.

, but
apparently Bush slept through that class in college (you and Bush sure
have a lot in common).


Interesting side note. Apparently Kerry has finally released his GPA
for the years when he was at Yale. It seems that his GPA was WORSE
than Bush's. Imagine that.......


Second, "fair share" is in reference to fat-cats and corporations who
skip out of paying taxes through shelters, subsidies and a variety of
other carefully legislated loopholes.


As opposed to the progressive tax scale which punishes those who
achieve by burdening them with a higher tax rate? A flat tax rate is
the fairest thing. Everyone pays the same percentage. Those who make
more, pay more as a matter of percentage of gross. But a progressive
tax rate is little more than a thinly veiled socialistic attempt to
shift the burdens of society from those who take the most, to those
who make the most.



I don't recall saying anything about a "progressive tax rate".


You don't have to. That's what we currently have.



And "universal care" is a simple concept that provides basic health
care service for anyone whether they can afford it or not


But SOMEONE has to pay for it.



OF COURSE someone has to pay for it. Someone has to pay for every
aspect of the government. Do you want it to be fair? Then boil down
the cost of government per person and let -that- be the tax.


I tend to liken that approach to what happens when my work group
decides to celebrate some award or other activity at a local eating
establishment. We have 10 or 15 people, who all order different
things, some order appetizers and alcoholic drinks as well. The when
the bill comes, and because it's easy, they normally just take the
amount and divide it by the number of people, and everyone forks up.

The problem is that I usually end up paying $15 for a meal which in
reality should have cost me $8.50. I end up paying for those extra
appetizers and drinks that some of the other people ordered.

So much for "fair"


I'd much rather pay for what I use.


If they
can't pay it then send them to debter's gulag where they can work off
their debt to the government. And don't forget to ship them off when
they're young -- heck you don't want to defer taxes to kids while they
go to college since they might end up improving their life and taking
your job in the future. And if they get sick just let them die, even
if the illness is curable. After all, if they can't produce anything
they might as well be dead anyway, right? And if they can't even meet
their tax burden then what business do they have spending money on
antibiotics to get rid of an infection, or a doctor to set a broken
leg? Survival of the fittest, to be sure. Darwinism + taxes. Good
plan, Dave.


Typical of liberals. Rely on a strawman argument in an effort to make
your point. But then when your point is based on an exaggeration of
reality, so to, is your credibility.


-- more
specifically, the programs are targeted towards children whose parents
work two or three of Bush's new jobs and still can't pay the rent, let
alone health insurance for their children.


People who do not possess the skills or motivation to obtain gainful
jobs should not be having children. It's that "personal
responsibility" thing again.


Actually, it's almost verbatim from "Mein Kampf". Sterilize the weak
so they are not a burden on society. Even better, just "sterilize"
society, and that way you can eliminate the 'ghetto' stage.


Well, that's a far better solution then just letting people have
children, willy-nilly without having any practical means to support
them, and then expecting society to save them from their own mess.
Ultimately the children are the ones who suffer, and statistically,
children brought up in those situations rarely exceed the economic
status of their irresponsible parents (Another cliche for you: "The
apple never falls far from the tree"). Whether it's genetic of
environmental, the result is the same.

The philosophical question is: Should a person's right to procreate
deserve greater consideration than their responsibility to properly
care for their offspring?


Raising children is an enormous
responsibility both financial and emotional. Potential parents should
be ready on both counts before bringing another mouth to feed into the
world and then abdicating their responsibilities on to the rest of us.



Zieg Heil!


Attempts to demonize a rational point about personal responsibility by
invoking an emotional reaction through a vain attempt to make a poorly
crafted and unrelated comparison to an evil regime in another place
and time are just as bogus now, as when those who employ the same
technique compare Bush to Hitler.


It's also targeted towards
the increasing senior population who will be SOL when the SS trust
fund dries up in a few years


Yet you guys on the left are the ones now claiming that there is no
problem with social security. Yet when Clinton was in office, it was a
"big problem". Would you please make up your minds......



Despite the countless times I have reminded you, you keep forgetting
that I'm not one of those "guys on the left". I never claimed that
there was no problem with Social Security.


Yet you oppose Bush's plan to change the way it works in order to save
it.? Or would you rather just dump more and more taxpayer money into
what is essentially a pyramid scheme?


Yet "West Wing" is any less shallow and crafted? It's Hollywood's
version of what THEY would like the government to be.


How would you know? You've never seen it.


I've read reviews and talked to other people who DO watch it.


But which show stands a better chance of happening in the real world?


COPS.



True, but COPS was not one of the choices.


Dave
"Sandbagger"
http://home.ptd.net/~n3cvj
  #3   Report Post  
Old June 9th 05, 04:34 PM
I AmnotGeorgeBush
 
Posts: n/a
Default

David T. Hall Jr. (N3CVJ) wrote:
If your circumstances dictate that you will not


be able to earn a college degree for 10 years


of night school, while working at Wal-Mart,


then many people with little patience quit and


then vote for a democrat who will give them


food stamps. Those who stick it out, will


eventually receive the rewards for their efforts.


Nice theory, but you can't swing that excuse in the real world. For
example, take the layoffs GM just announced. Many are single parents
with school age children who can not go back to school AND support a
family. What should they do, Dave? They lost their well paying jobs and
medical insurance for themselves and their children. If you were well
educated in the world beyond eastern Pa., you would know what the
employment scene is like in Detroit. You claim one can simply move away,
but that is based on your own lack of education and not able to realize
many can't move away for a myriad of reasons, such as caring for an
infirm parent nearby in a care facility for but a single example. More
children are now caring for parents than in any other time in our
history. Many have taken out home equity loans to pay for health care
and prescription coverage that they lost through no fault of their own.
There is an entire contingency in many demographical areas of the US in
which many are trapped in a sort of financial snare. People like you
usually get what is coming in the end and karma, luck, divine
intervention, whatever, will dictate you end up just like those you
blame for being poor, black, queer, liberal, etc. In fact, your daughter
may quit school, commonly become pregnant to an African-American or
three, have many children and volunteer at the ACLU before realizing she
is a lesbian and needs a job to pay the attorney for the crack and
prostitution charges.

  #4   Report Post  
Old June 10th 05, 12:21 PM
Dave Hall
 
Posts: n/a
Default

On Thu, 9 Jun 2005 11:34:06 -0400, (I
AmnotGeorgeBush) wrote:

David T. Hall Jr. (N3CVJ) wrote:
If your circumstances dictate that you will not


be able to earn a college degree for 10 years


of night school, while working at Wal-Mart,


then many people with little patience quit and


then vote for a democrat who will give them


food stamps. Those who stick it out, will


eventually receive the rewards for their efforts.


Nice theory, but you can't swing that excuse in the real world.


Sure you can. You only have to want it bad enough.

For
example, take the layoffs GM just announced. Many are single parents
with school age children who can not go back to school AND support a
family.


Why are they single parents in the first place?


What should they do, Dave? They lost their well paying jobs and
medical insurance for themselves and their children.


Job retraining is usually available for people displaced by layoffs.

If you were well
educated in the world beyond eastern Pa., you would know what the
employment scene is like in Detroit. You claim one can simply move away,
but that is based on your own lack of education and not able to realize
many can't move away for a myriad of reasons, such as caring for an
infirm parent nearby in a care facility for but a single example.


Most people have large extended families. I know the concept of family
has become somewhat foreign with today's younger generation. No one
branch of a family should be made to bear the burden of such hardships
themselves. People lean on the internal support of the family for
temporary hardships. A strong family negates the need for the
government to stick its nose into it (At other people's expense).


More
children are now caring for parents than in any other time in our
history. Many have taken out home equity loans to pay for health care
and prescription coverage that they lost through no fault of their own.


Yes, and those who are ambitious will pay it all back when they adjust
to their situation and find a new vocation.


There is an entire contingency in many demographical areas of the US in
which many are trapped in a sort of financial snare.


Well, if you live in a town where 80% of the people work at "the
factory" and that factory closes up, well yea the town's in a real
pickle. That's why an intelligent person looks to live in an area
where alternate employment id plentiful, and diverse commerce is well
established. That way, no one layoff can cripple a significant portion
of the population. That's one of the reasons why I still live where I
do. I was once contemplating a move to both Florida and North
Carolina. But the lack of diverse skilled jobs and much lower pay
scales pretty much nixed that move.


People like you
usually get what is coming in the end


Yes, we tend to survive, because we don't look to other people to
blame, or to the government for help. That's what self sufficiency and
personal responsibility are all about.

and karma, luck, divine
intervention, whatever, will dictate you end up just like those you
blame for being poor, black, queer, liberal, etc. In fact, your daughter
may quit school, commonly become pregnant to an African-American or
three, have many children and volunteer at the ACLU before realizing she
is a lesbian and needs a job to pay the attorney for the crack and
prostitution charges.


Not likely because she will have grown up in a solid supportive family
that helps each other and promotes open communications and a strong
work ethic with solid morals. And I have taken enough steps to ensure
that she will not have to bear the financial burden of taking care of
me when I'm old and infirm.

I'm only 45, and if I lost my job tomorrow, I'd be able to live
comfortably for 4 years without another job, and before I have to
worry. If I take a job at half the pay, that number doubles. If the
wife also goes back to work, that number increases. If I liquidate
some assets, that number increases even more. Before you know it, I'll
be at retirement age, and my pensions will kick in, not to mention my
401K.

Have you planned for financial hardship? What's your excuse not to?


Dave
"Sandbagger"





  #5   Report Post  
Old June 10th 05, 04:08 PM
I AmnotGeorgeBush
 
Posts: n/a
Default

From: (Dave=A0Hall)
On Thu, 9 Jun 2005 11:34:06 -0400,
(I
AmnotGeorgeBush) wrote:
David T. Hall Jr. (N3CVJ) wrote:
If your circumstances dictate that you will not


be able to earn a college degree for 10 years


of night school, while working at Wal-Mart,


then many people with little patience quit and


then vote for a democrat who will give them


food stamps. Those who stick it out, will


eventually receive the rewards for their efforts.

Nice theory, but you can't swing that excuse in the real world.

Sure you can. You only have to want it bad


enough.


For
example, take the layoffs GM just announced. Many are single parents
with school age children who can not go back to school AND support a
family.

Why are they single parents in the first place?



Such has nothing to do with the layoffs, but death is one reason why
many are single parents.
What should they do, Dave? They lost their well paying jobs and medical
insurance for themselves and their children.

Job retraining is usually available for people


displaced by layoffs.



In Detroit for GM workers? Who pays for that?
You need to realize many can't move away for myriad of reasons, such as
caring for an infirm parent nearby in a care facility for but a single
example.

Most people have large extended families.




Most? How you figure that?

I know the concept of family has become


somewhat foreign with today's younger


generation. No one branch of a family should


be made to bear the burden of such hardships
themselves.




You are assuiming all families share your core beliefs. They do not.
This country is a melting pot of so many value systems and beliefs that
you will never have families all sharing the same.


People lean on the internal support of the


family for temporary hardships.



We're not talking emotional or physical, we are talking financial.


A strong family negates the need for the


government to stick its nose into it (At other


people's expense).



I know many strong family units who would die for each other. That
doesn't mean one has the financial means to provide a solution for
another's misfortunes, especially when catastrophic health issues arise.
More
children are now caring for parents than in any other time in our
history. Many have taken out home equity loans to pay for health care
and prescription coverage that they lost through no fault of their own.

Yes, and those who are ambitious will pay it


all back when they adjust to their situation and
find a new vocation.



Many are disabled or seniors and can't work. MANY. Surely you aren't
presenting the idea that all those without health care can simply
"adjust". You are assuming these people can all work when a great number
of them, esecially in Florida are seniors with a host of health
problems. What is your solution to this very large group?
There is an entire contingency in many demographical areas of the US in
which many are trapped in a sort of financial snare.

Well, if you live in a town where 80% of the


people work at "the factory" and that factory


closes up, well yea the town's in a real pickle.



All towns have a major employer.

That's why an intelligent person looks to live in
an area where alternate employment id


plentiful, and diverse commerce is well


established.




You are focusing on a select group of healthy individuals. The number of
those without health care (seniors included) far outnumber those healthy
workers who get laid off.

That way, no one layoff can cripple a


significant portion of the population.



Depends what you consider a significant portion of the population. I can
think of several examples..Reagan importing cheaper metals from the
Asians decimated the steel industry in Pa and Ohio. In many of those
industry towns, this led to the closing of the mills and a significant
layoff of those town's populations and many of those towns became
ghettos or ghost towns because of that. Same can be said with coal
mining and to a certain extent, the auto industry. History repeats
itself.


That's one of the reasons why I still live where


I do. I was once contemplating a move to both
Florida and North Carolina. But the lack of


.diverse skilled jobs and much lower pay


scales pretty much nixed that move.

=A0


Lack of diverse skilled jobs? When was the last time you checked the
stats? Florida has led the country in adding new jobs and has not felt
the inflation the country has felt the last so many years. The pay here
was always offset by the lower cost of living. The only people that have
trouble adjusting are those who live beyond their means.

_
=A0People like you
usually get what is coming in the end

Yes, we tend to survive, because we don't


look to other people to blame, or to the


government for help.



What about this job retraining you speak of? Who pays for it?

That's what self sufficiency and personal


responsibility are all about.



Looking to the government for assistance is perfectly acceptable in many
instances, Dave. There are thousands and thousands and thousands of
people STILL homeless in Fl because of the hurricanes. Many of the major
insurance companies are STILL unable to pay for their customer's claims.
If it wasn't for the government assistance (what you always refer to as
"handouts") with food, water, shelter, etc., these folks would be on the
welfare tit. Now please 'splain how being self-sufficient and personally
responsible can help these folks who paid their premiums on time
faithfully all those years, had their homes destroyed or damaged to the
point they are rendered unsafe for living conditions, lost all their
possessions, yet still manage to survive by living in tents, can bring
them up out of their hell created by the insurance companies who are
regulated by the federal government.You really have no clue the
magnitude of damage these storms had on many people in Florida. There
are so many hardworking people that are struggling just to feed their
kids, living in tents, and waiting for the federal government to crack
down on the insurance companies and make them ante up. To suggest these
fine families are anything less than responsible or self-sufficient
shows you haven't a clue, Dave. On the contrary, I will lay odds these
folks are illustrating survival skills and grit that you couldn't
handle. Many of these folks have been living out of doors, literally,
for almost a year and cooking on fires or grills. Try this for a year,
Dave, then you -may- be qualified to speak of what these people should
and shouldn't do.

_
and karma, luck, divine
intervention, whatever, will dictate you end up just like those you
blame for being poor, black, queer, liberal, etc. In fact, your daughter
may quit school, commonly become pregnant to an African-American or
three, have many children and volunteer at the ACLU before realizing she
is a lesbian and needs a job to pay the attorney for the crack and
prostitution charges.

Not likely because she will have grown up in a
solid supportive family that helps each other


and promotes open communications and a


.strong work ethic with solid morals.



What the hell does that have to do with having children to another race?
You can tell you are about to tread in unfamiliar parenting territory.
Just you wait. Mistakenly believing that strong morals and all that good
stuff aimed at raising your child will prevent her from making her
mistakes is the mistake many people make. In fact, many of us who have
raised children to adults know better than to believe such tripe, as we
were there long before you, Dave. If what you say were true, drug
addicts and prostitutes and the like would come from only families that
were broken and had no communications, strong work ethic or solid
morals. Addiction has no cultural, socioeconomic boundaries.



And I have taken enough steps to ensure that


she will not have to bear the financial burden


of taking care of me when I'm old and infirm.


I'm only 45,


and if I lost my job tomorrow, I'd be able to live
comfortably for 4 years without another job,


and before I have to worry. If I take a job at


half the pay, that number doubles. If the wife


also goes back to work, that number


increases. If I liquidate some assets, that


.number increases even more. Before you


know it, I'll be at retirement age, and my


.pensions will kick in, not to mention my 401K.
Have you planned for financial hardship?



I can provide food, water, and the basic necessities. Believe it or not,
there are many in Florida, more in the rural areas, who rely on no cash
at all, and it's always been that way. Self-sustainment has always been
a large part of the original Floridians and their families. They have
survived Indians, draughts, plagues (such as citrus canker that
decimates entire industries and family enterprises) hurricanes on a
regular basis..on it goes. Florida has never been the cushy place your
ads in between Homer Simpson and reality shows depict. Miami and Disney
have always presented an unrealistic portrait of Florida. It is still a
very much undeveloped state,,,except on the coastal regions. There are
state roads that traverse through the state east and west that have
nothing in between the coasts except for a few small unremarkable towns
with populations in the double digits.


What's your excuse not to?



I can always sell my home and move north (or inland) and buy incredible
acreage and 4 or 5 times the home I have here and still have enough left
over to live fairly well. Our home values increased over 70% in the last
ten years in some areas. Taxes when I bought my original home here were
less than 300 bucks a year. Now they are over 3G. Houseboats are another
option for those of us who tame the sea. Of course, I can always throw a
trailer or mobile home near JerryO's place after selling my home and
never have to worry about money again.

Dave


"Sandbagger"




  #6   Report Post  
Old June 10th 05, 08:04 PM
Dave Hall
 
Posts: n/a
Default

On Fri, 10 Jun 2005 11:08:32 -0400, (I
AmnotGeorgeBush) wrote:


For
example, take the layoffs GM just announced. Many are single parents
with school age children who can not go back to school AND support a
family.

Why are they single parents in the first place?



Such has nothing to do with the layoffs, but death is one reason why
many are single parents.


Yes, but it's a small minority.

What should they do, Dave? They lost their well paying jobs and medical
insurance for themselves and their children.

Job retraining is usually available for people
displaced by layoffs.



In Detroit for GM workers? Who pays for that?


We do. But in this case, it's money well spent. I tend to think of it
as an investment. An investment in humanity. Teaching a person a new
skill is far better than just paying welfare.

You need to realize many can't move away for myriad of reasons, such as
caring for an infirm parent nearby in a care facility for but a single
example.

Most people have large extended families.


Most? How you figure that?


Uh, probably because of genetics and reproduction.


I know the concept of family has become
somewhat foreign with today's younger
generation. No one branch of a family should
be made to bear the burden of such hardships
themselves.




You are assuiming all families share your core beliefs. They do not.


No, you are right. Many don't. But that's part of the problem.
Families used to take care of each other. There was no need for the
government.


This country is a melting pot of so many value systems and beliefs that
you will never have families all sharing the same.


Especially when you start emphasizing diversity instead of encouraging
assimilation into the melting pot of American culture.


People lean on the internal support of the
family for temporary hardships.



We're not talking emotional or physical, we are talking financial.


So am I. Most families can assume some hardship (such as elderly
member care). The care of an elderly family member should not have to
fall squarely on the shoulders of one (or two) people.



A strong family negates the need for the
government to stick its nose into it (At other
people's expense).



I know many strong family units who would die for each other.


Yes! And that's how it should be.

That
doesn't mean one has the financial means to provide a solution for
another's misfortunes, especially when catastrophic health issues arise.


But a strong large family has more resources than a single person.


More
children are now caring for parents than in any other time in our
history. Many have taken out home equity loans to pay for health care
and prescription coverage that they lost through no fault of their own.

Yes, and those who are ambitious will pay it
all back when they adjust to their situation and
find a new vocation.



Many are disabled or seniors and can't work. MANY.


There is a big difference between those who can't work, and those who
chose not to, or who are underemployed due to lack of motivation.


Surely you aren't
presenting the idea that all those without health care can simply
"adjust". You are assuming these people can all work when a great number
of them, esecially in Florida are seniors with a host of health
problems.


What did these people do 50 years ago, when health insurance was still
in its infancy and few people had it?


What is your solution to this very large group?
There is an entire contingency in many demographical areas of the US in
which many are trapped in a sort of financial snare.


Subsidizing health care costs is what put us in this mess to begin
with. Private insurance subsidies have enabled the healthcare field to
sharply increase costs. If the government got involved, it would only
get worse. Unless, there were mandatory caps put on the costs


Well, if you live in a town where 80% of the
people work at "the factory" and that factory
closes up, well yea the town's in a real pickle.



All towns have a major employer.


That's wrong. Had you said "many" or a "good deal", I would have to
reluctantly agree with you. But the area where I live has no "one"
major employer. There is a collection of many smaller professional and
technology businesses. The same is true in many areas of California,
and Texas.

Years ago, when the textile mills ran, the steel mills flourished, and
other large factories dotted the landscape, there might have been a
bigger impact. But most of those factories have been closed now for
over 20 years, and have been replaced by smaller, denser high tech
industries.


That's why an intelligent person looks to live in
an area where alternate employment id
plentiful, and diverse commerce is well
established.




You are focusing on a select group of healthy individuals.


Which makes up the greatest majority of the workforce. That is what I
was talking about initially.

The number of
those without health care (seniors included) far outnumber those healthy
workers who get laid off.


Most companies who employ skilled workers, have some form of
healthcare coverage as part of their benefits package. I've never had
a job without it. Resumption of healthcare coverage is tied to the
laid-off worker's need to find another job.



That way, no one layoff can cripple a
significant portion of the population.



Depends what you consider a significant portion of the population. I can
think of several examples..Reagan importing cheaper metals from the
Asians decimated the steel industry in Pa and Ohio.


I live within an easy drive of 4 different steel plants. The towns
that surrounded them were dependant on those mills for the majority of
their income. But 20 years later and things have pretty much
recovered. People can get pretty creative when they need to be.



In many of those
industry towns, this led to the closing of the mills and a significant
layoff of those town's populations and many of those towns became
ghettos or ghost towns because of that.


Not in my area. The towns (Allentown, Phoenixville, Fairless Hills,
and Conshohocken) are still going strong, although the people who live
there are forced to commute to work now. The towns are going through a
revitalization, where the old factories have been leveled and in their
place have sprung up huge business campuses.



Same can be said with coal
mining and to a certain extent, the auto industry. History repeats
itself.


Yes, as we continue to become more efficient at manufacture, the
nature of jobs have evolved along with it. The automobile pretty much
ended the demand for blacksmiths. But we shouldn't blame the
automobile for causing the demise of the blacksmith industry. The
smart blacksmith went back to school and learned to repair cars.


That's one of the reasons why I still live where
I do. I was once contemplating a move to both
Florida and North Carolina. But the lack of
.diverse skilled jobs and much lower pay
scales pretty much nixed that move.


Lack of diverse skilled jobs?


Excuse me, I should have said diverse high paying skilled jobs.


When was the last time you checked the
stats? Florida has led the country in adding new jobs and has not felt
the inflation the country has felt the last so many years. The pay here
was always offset by the lower cost of living.


That's a myth. Yes, there are certain costs which are lower in
Florida. The homestead exemption saves a bundle on property tax. Homes
are (were) cheaper. There is no state tax, and utilities are somewhat
lower. Yes, many costs ARE lower to an extent. But if you try to buy
something like a car, gasoline, or a major appliance or consumer good,
the cost is pretty mush the same as it is in any other state. And at
30-40% less of a salary, for the same job, that limits one's buying
power.



The only people that have
trouble adjusting are those who live beyond their means.


Living beyond one's means is somewhat subjective. It depends on where
you are living and what your earning power is.

_
*People like you
usually get what is coming in the end
Yes, we tend to survive, because we don't
look to other people to blame, or to the
government for help.


What about this job retraining you speak of? Who pays for it?


We do. That's one area of assistance that I'm very much in favor of.
Training enables people to become self-sufficient.


That's what self sufficiency and personal
responsibility are all about.



Looking to the government for assistance is perfectly acceptable in many
instances, Dave. There are thousands and thousands and thousands of
people STILL homeless in Fl because of the hurricanes.


Yes, Yes, and YES. I'm totally cool with hardship TEMPORARY
assistance.

Many of the major
insurance companies are STILL unable to pay for their customer's claims.


And my insurance premiums have increased as a result. Yet the company
swears that it has nothing to do with the large payouts they had to
make to cover those claims. Somehow I don't believe them.....


If it wasn't for the government assistance (what you always refer to as
"handouts") with food, water, shelter, etc., these folks would be on the
welfare tit.


What's the difference? A handout is a handout, unless you are expected
to pay it back. Government assistance or welfare? Comes from the same
place. But again, I have no problem if it's temporary only.



Now please 'splain how being self-sufficient and personally
responsible can help these folks who paid their premiums on time
faithfully all those years, had their homes destroyed or damaged to the
point they are rendered unsafe for living conditions, lost all their
possessions, yet still manage to survive by living in tents, can bring
them up out of their hell created by the insurance companies who are
regulated by the federal government.


The insurance companies are obligated to make good on their claims.
And they should be made to repay the government for any "handouts" it
had to pay to house people until the insurance companies settled. Call
it an "incentive" clause.



You really have no clue the
magnitude of damage these storms had on many people in Florida.


I saw some of it when I was there last fall.


There
are so many hardworking people that are struggling just to feed their
kids, living in tents, and waiting for the federal government to crack
down on the insurance companies and make them ante up.


Which they should.

To suggest these
fine families are anything less than responsible or self-sufficient
shows you haven't a clue, Dave.


I never said anything of the sort. I'm not talking about temporarily
displaced people. I'm talking about perpetual slackers.


On the contrary, I will lay odds these
folks are illustrating survival skills and grit that you couldn't
handle.


Based on what?



Many of these folks have been living out of doors, literally,
for almost a year and cooking on fires or grills.


I do that for fun.


Try this for a year,
Dave, then you -may- be qualified to speak of what these people should
and shouldn't do.

_
and karma, luck, divine
intervention, whatever, will dictate you end up just like those you
blame for being poor, black, queer, liberal, etc. In fact, your daughter
may quit school, commonly become pregnant to an African-American or
three, have many children and volunteer at the ACLU before realizing she
is a lesbian and needs a job to pay the attorney for the crack and
prostitution charges.

Not likely because she will have grown up in a
solid supportive family that helps each other
and promotes open communications and a
.strong work ethic with solid morals.



What the hell does that have to do with having children to another race?


Nothing. If she wants to marry a black guy, I'm cool with it. As long
as they love each other.


You can tell you are about to tread in unfamiliar parenting territory.
Just you wait. Mistakenly believing that strong morals and all that good
stuff aimed at raising your child will prevent her from making her
mistakes is the mistake many people make. In fact, many of us who have
raised children to adults know better than to believe such tripe, as we
were there long before you, Dave. If what you say were true, drug
addicts and prostitutes and the like would come from only families that
were broken and had no communications, strong work ethic or solid
morals. Addiction has no cultural, socioeconomic boundaries.


Yes it does to a certain degree. Kids rebel and turn to things like
drugs because they need an outlet for their energy, or they are
craving attention. Provide them with many sorts of creative avenues to
release, and there will be no need to turn to destructive behavior. A
kid who plays sports, acts in drama clubs, plays in the band,
participates in the arts, or has a worthwhile hobby, will be way too
busy to hang out with the slackers. Giving a kid an activity that
they can be proud to excel at and bolster their self esteem (While
learning what it means to truly EARN it) builds character. Lastly,
never lose communication with them. Set your ground rules while they
are young, and they become adjusted to them. Let a child run amuck
when they are young, and then try to reign them in when they hit the
teenaged years, and you've already lost. Talk to them always. Know all
their friends (and their parents). Make sure they know that you're
always there for them. Support them in whatever they do. Show up at
their plays, cheer them on at their games. Listen to their teachers
when you have conferences. Trust them enough and allow them to make
small mistakes, but keep on the lookout for major ones. In short,
STAY INVOLVED!

I know how my parents raised me. I know from a child's perspective
which disciplines worked, and which ones didn't. I use what I learned
to my advantage as a parent.


And I have taken enough steps to ensure that
she will not have to bear the financial burden
of taking care of me when I'm old and infirm.
I'm only 45,
and if I lost my job tomorrow, I'd be able to live
comfortably for 4 years without another job,
and before I have to worry. If I take a job at
half the pay, that number doubles. If the wife
also goes back to work, that number
increases. If I liquidate some assets, that
.number increases even more. Before you
know it, I'll be at retirement age, and my
.pensions will kick in, not to mention my 401K.
Have you planned for financial hardship?



I can provide food, water, and the basic necessities.


Hell, I could retire right now, if that's all I needed to do.



Believe it or not,
there are many in Florida, more in the rural areas, who rely on no cash
at all, and it's always been that way.


Talk about self sufficiency! In this area, that just isn't very
practical. Unless, of course, you're Amish.


Self-sustainment has always been
a large part of the original Floridians and their families.


Like that guy in the swamps of Tampa that was just forced, by eminent
domain, off his land to the tune of 5 mil?


They have
survived Indians, draughts, plagues (such as citrus canker that
decimates entire industries and family enterprises) hurricanes on a
regular basis..on it goes. Florida has never been the cushy place your
ads in between Homer Simpson and reality shows depict. Miami and Disney
have always presented an unrealistic portrait of Florida. It is still a
very much undeveloped state,


That's because much of it is swamp. There's an on-going battle between
rabid developers who want to drain the swamps, and the ecologists who
want to preserve the natural ecosystem


,,except on the coastal regions. There are
state roads that traverse through the state east and west that have
nothing in between the coasts except for a few small unremarkable towns
with populations in the double digits.


Sounds like the Pine Barrens in New Jersey......

What's your excuse not to?


I can always sell my home and move north (or inland) and buy incredible
acreage and 4 or 5 times the home I have here and still have enough left
over to live fairly well.


I could do the same. For the price that my home can get in today's
market, I could move to an unremarkable (READ: not in demand) area and
by a similar place for a fraction of the cost. But there's no place
to work at a livable wage. But when I retire, that's probably what I
will do.


Our home values increased over 70% in the last
ten years in some areas.


My home appreciated about 70% in the 5 years that I've lived here.
It's unreal, and it won't last. I pity the people who are buying into
the market now with a 10% down payment and will likely find themselves
upside down when the bottom finally falls out of the market.


Taxes when I bought my original home here were
less than 300 bucks a year.


I'd die for that rate. Right now, I'm approaching $5500

Now they are over 3G.


Even 3G would be better than what I'm paying now.

Houseboats are another option for those of us who tame the sea.


I once toyed with the idea of living on a boat. But I have far too
much junk to make it practical. Especially with family considerations.
If I was a loner, I could live in boat or a trailer and I'd be just
fine.


Of course, I can always throw a
trailer or mobile home near JerryO's place after selling my home and
never have to worry about money again.


At least you'd have a drinking buddy ;-)

Dave
"Sandbagger"

  #7   Report Post  
Old June 13th 05, 03:52 PM
I AmnotGeorgeBush
 
Posts: n/a
Default

From: (Dave=A0Hall)
On Fri, 10 Jun 2005 11:08:32 -0400,
(I
AmnotGeorgeBush) wrote:
For
example, take the layoffs GM just announced. Many are single parents
with school age children who can not go back to school AND support a
family.

Why are they single parents in the first place?


Such has nothing to do with the layoffs, but death is one reason why
many are single parents.

Yes, but it's a small minority.



Divorce is another reason and thsoe folks are "no small minority". There
are tons of reasons that single parents exist. In fact, if you check the
stats, I believe half the children in the country are from homes where
both nuclear parents are not present.
What should they do, Dave? They lost their well paying jobs and medical
insurance for themselves and their children.

Job retraining is usually available for people


displaced by layoffs.



You're way off. Job training is NOT usually avaliable for those laid
off. In fact, job retraining availability is available to only an
extremely small percentage of laid off workers.


You need to realize many can't move away for myriad of reasons, such as
caring for an infirm parent nearby in a care facility for but a single
example.

Most people have large extended families.


Most? How you figure that?

Uh, probably because of genetics and


reproduction.

=A0


So genetics and reproduction is your reasoning for claiming most people
have large families. Odd, the US census says otherwise.


=A0I know the concept of family has become


somewhat foreign with today's younger


generation.



Why eliminate your chosen term "large" now, when applying to families?
It changes not only the subject, but the entire point you were
attempting.


No one branch of a family should be made to


bear the burden of such hardships


themselves.




Where should these folks turn, then Dave? AS I said, the US census does
not support your claim. Perhaps you can point to a single example to
support your claim that most have "large extended families".
You are assuiming all families share your core beliefs. They do not.

No, you are right. Many don't. But that's part of
the problem.



Only for you.
That others do not share your core beliefs is
not part of the problem, Dave.

Families used to take care of each other.


There was no need for the government.



There was always a need for government.
This country is a melting pot of so many value
systems and beliefs that you will never have families all sharing the
same.

Especially when you start emphasizing


diversity instead of encouraging assimilation


into the melting pot of American culture.

=A0



Diversity is what America is and has always strived for.

=A0People lean on the internal support of the


family for temporary hardships.


We're not talking emotional or physical, we are talking financial.

So am I. Most families can assume some


hardship (such as elderly member care).



Again, you miss the boat. Most families are
middle class and can NOT bear the burden of additional extended family
health care costs. In fact, the opposie is true, the MAJORITY of
Americans struggle with affordable health care costs for themselves and
immediate family members, and you are claiming they have the means to
take on additional cost. That simply isn't so.


The care of an elderly family member should


not have to fall squarely on the shoulders of


one (or two) people.



The cost of a family member's care should not have to fall on ANY family
members, especially when the US is giving away free medical care to the
Iraqis.

A strong family negates the need for the


government to stick its nose into it (At other


people's expense).



I know many strong family units who would die for each other.

Yes! And that's how it should be.


That
doesn't mean one has the financial means to provide a solution for
another's misfortunes, especially when catastrophic health issues arise.

.But a strong large family has more resources


than a single person.




Yes, but you are again basing sucha claim on your false and unsupported
notion that most families are large. This is not the case.
More children are now caring for parents than in any other time in our
history. Many have taken out home equity loans to pay for health care
and prescription coverage that they lost through no fault of their own.

Yes, and those who are ambitious will pay it


all back when they adjust to their situation and
find a new vocation.


Many are disabled or seniors and can't work. MANY.

There is a big difference between those who


can't work, and those who chose not to, or


who are underemployed due to lack of


motivation.



The senior market, especially with boomers retiring, makes up the
majority, not the minority.
Surely you aren't
presenting the idea that all those without health care can simply
"adjust". You are assuming these people can all work when a great number
of them, esecially in Florida are seniors with a host of health
problems.

What did these people do 50 years ago, when


health insurance was still in its infancy and


few people had it?

=A0

Argung past history is irrelevant to the current health care situation
and crisis.
=A0What is your solution to this very large group? There is an entire
contingency in many demographical areas of the US in which many are
trapped in a sort of financial snare.

Subsidizing health care costs is what put us in
this mess to begin with. Private insurance


subsidies have enabled the healthcare field to


sharply increase costs. If the government got


involved, it would only get worse.


The government DID get involved, Dave, and is VERY involved. They
regulate and permit the actions of the crooked insurance companies and
industry. The government is very much part of the problem.


Unless, there were mandatory caps put on the
costs


Well, if you live in a town where 80% of the


people work at "the factory" and that factory


closes up, well yea the town's in a real pickle.


All towns have a major employer.

.That's wrong. Had you said "many" or a "good
deal", I would have to reluctantly agree with


you. But the area where I live has no "one"


major employer.




Again, you changed your claim. All towns have a major employer. If a
town has 10,000 people and all work at a different locale, but twenty
five work at the same place in town, that IS the major employed for that
town.


There is a collection of many smaller


professional and technology businesses. The


.same is true in many areas of California, and


Texas.



Exactly..and all towns have a major employer, even if it's the federal
government or local PD.

Years ago, when the textile mills ran, the steel
mills flourished, and other large factories


dotted the landscape, there might have been a
bigger impact. But most of those factories


have been closed now for over 20 years, and


have been replaced by smaller, denser high


tech industries.



Which, in turn, would be a town's major employer.

  #8   Report Post  
Old June 13th 05, 04:29 PM
I AmnotGeorgeBush
 
Posts: n/a
Default

David T. Hall (N3CVJ) wrote:
The number of
those without health care (seniors included) far outnumber those healthy
workers who get laid off.

Most companies who employ skilled workers,


have some form of healthcare coverage as


part of their benefits package. I've never had a
job without it.



Your personal situation is irrelevant to the majority. A growing trend
has been major employers hiring at 32 hours or less to avoid offering
health care benefits.

Resumption of healthcare coverage is tied to


.the laid-off worker's need to find another job.


So what happens in between when on eneeds prescription medication? When
one is laid off from their job and offered the mandated COBRA, the cost
is always greater than the original. Now, you have people who can not
only pay their bills, but can't afford their medical covereage. What is
your solution?

That way, no one layoff can cripple a


significant portion of the population.



Depends what you consider a significant portion of the population. I can
think of several examples..Reagan importing cheaper metals from the
Asians decimated the steel industry in Pa and Ohio.

I live within an easy drive of 4 different steel


plants. The towns that surrounded them were


dependant on those mills for the majority of


their income. But 20 years later and things


have pretty much recovered. People can get


pretty creative when they need to be.



Recovered from what? You said it couldn't happen, but by invoking the
fact they recovered, you unwittingly admit the towns were indeed
crippled from such layoffs..



In many of those
industry towns, this led to the closing of the
mills and a significant layoff of those town's
populations and many of those towns became ghettos or ghost towns
because of that.

Not in my area. The towns (Allentown,


Phoenixville, Fairless Hills, and


Conshohocken) are still going strong, although
the people who live there are forced to


commute to work now.


The towns are going through a revitalization,


where the old factories have been leveled and


in their place have sprung up huge business


campuses.


Those towns were never considered large steel towns or large steel
industy towns. Think Pittsburgh and similar cities in Ohio.
Same can be said with coal
mining and to a certain extent, the auto industry. History repeats
itself.

Yes, as we continue to become more efficient


at manufacture,



Whaaaa? Manufacturing is DOWN, not becoming more efficient.



the nature of jobs have evolved along with it.


The automobile pretty much ended the


demand for blacksmiths.


But we shouldn't


blame the automobile for causing the demise


of the blacksmith industry. The smart


blacksmith went back to school and learned to
repair cars.



Blacksmiths were never a large industry and the position was never one
of those that most in a city were employed, rendering the example
fruitless and non-related.


That's one of the reasons why I still live where


I do. I was once contemplating a move to both
Florida and North Carolina. But the lack of


.diverse skilled jobs and much lower pay


scales pretty much nixed that move.


Lack of diverse skilled jobs?

Excuse me, I should have said diverse high


.paying skilled jobs.


When was the last time you checked the
stats? Florida has led the country in adding new jobs and has not felt
the inflation the country has felt the last so many years. The pay here
was always offset by the lower cost of living.

That's a myth.



Ok,,in the same manner you claimed one who lived in another state could
not tell you about Pa, what makes you feel you can tell a lifelong
resident of another state about their state?
It;s not a myth, Dave. There is no state income tax and prices have
always been lower in Fl,,until recently (last 10 years).

Yes, there are certain costs which are lower


in Florida. The homestead exemption saves a


bundle on property tax. Homes are (were)


cheaper. There is no state tax, and utilities are
somewhat lower.




Utilites are higher, especially electric, as the majority of homes do
not have gas. Gas was only recently introduced as a choice for heating
and cooking, and even in most cities, it has to be trucked in (propane).


Yes, many costs ARE lower to an extent. But


if you try to buy something like a car, gasoline,
or a major appliance or consumer good, the


cost is pretty mush the same as it is in any


other state.




Again,,nope. Auto costs are not only in better condition (speaking of
used, of course) but new cars are somehwta cheaper here, so are most
manufactured goods. The exceptions are the tourist areas and coastal
regions that are developed. I can get a gallon of milk for 3 bucks here.
I can get a gallon of milk in Chiefland for 2.29. this is the norm, not
the exception.

And at 30-40% less of a salary, for


the same job, that limits one's buying power.



Yep,,salaries for workers who work for another have always been low
compared to the northern states.
The only people that have
trouble adjusting are those who live beyond their means.

Living beyond one's means is somewhat


subjective. It depends on where you are living


and what your earning power is.



Your salary has nothing to do with one living beyond their means. One
can make 200 bucks a week and live beyond their means, just as one who
makes 2000 bucks a week can live beyond their means. It is also not
linked to geography or earning power.
_
=A0People like you
usually get what is coming in the end

Yes, we tend to survive, because we don't


look to other people to blame, or to the


government for help.


What about this job retraining you speak of? Who pays for it?

We do. That's one area of assistance that I'm


very much in favor of. Training enables people
to become self-sufficient.



Yet, govvernment medical care enables people to live and be healthy,
yet, you are against that.

That's what self sufficiency and personal


responsibility are all about.



One can not be self sufficient is one is sick and ailing.
Looking to the government for assistance is perfectly acceptable in many
instances, Dave. There are thousands and thousands and thousands of
people STILL homeless in Fl because of the hurricanes.

Yes, Yes, and YES. I'm totally cool with


hardship TEMPORARY assistance.


Many of the major
insurance companies are STILL unable to pay for their customer's claims.

And my insurance premiums have increased


as a result. Yet the company swears that it


has nothing to do with the large payouts they


.had to make to cover those claims. Somehow
I don't believe them.....


If it wasn't for the government assistance (what you always refer to as
"handouts") with food, water, shelter, etc., these folks would be on the
welfare tit.

What's the difference? A handout is a


handout, unless you are expected to pay it


back. Government assistance or welfare?


Comes from the same place. But again, I have
no problem if it's temporary only.


Many folks would benefit and live healthier and longer if they were
permitted even temporary medical assistance from the government,,,so are
you for it or against it?
=A0=A0Now please 'splain how being self-sufficient and personally
responsible can help these folks who paid their premiums on time
faithfully all those years, had their homes destroyed or damaged to the
point they are rendered unsafe for living conditions, lost all their
possessions, yet still manage to survive by living in tents, can bring
them up out of their hell created by the insurance companies who are
regulated by the federal government.

The insurance companies are obligated to


make good on their claims.



But they AREN'T making good on their claims, Dave, and this is the
problem.


And they should be made to repay the


.government for any "handouts" it had to pay


to house people until the insurance companies
settled.




The government disagrees, this why FEMA was created.

Call it an "incentive" clause.



You really have no clue the
magnitude of damage these storms had on many people in Florida.

I saw some of it when I was there last fall.


There
are so many hardworking people that are struggling just to feed their
kids, living in tents, and waiting for the federal government to crack
down on the insurance companies and make them ante up.

.Which they should.



But they AREN'T doing it, and the government is STILL permitting these
companies do write more policies.
To suggest these
fine families are anything less than responsible or self-sufficient
shows you haven't a clue, Dave.

I never said anything of the sort. I'm not talking
about temporarily displaced people. I'm talking
about perpetual slackers.


Does being displaced for a year eqaute your idea of temporary?
On the contrary, I will lay odds these
folks are illustrating survival skills and grit that you couldn't
handle.

Based on what?


Based on your invoked claims of your material possessions.
Many of these folks have been living out of doors, literally, for almost
a year and cooking on fires or grills.

I do that for fun.


Try this for a year, when all of your equipment enabling you to partake
in this "fun" has been destroyed, then you -may- be qualified to speak
of what these people should and shouldn't do.
_
and karma, luck, divine
intervention, whatever, will dictate you end up just like those you
blame for being poor, black, queer, liberal, etc. In fact, your daughter
may quit school, commonly become pregnant to an African-American or
three, have many children and volunteer at the ACLU before realizing she
is a lesbian and needs a job to pay the attorney for the crack and
prostitution charges.

Not likely because she will have grown up in a


solid supportive family that helps each other


and promotes open communications and a


strong work ethic with solid morals.


What the hell does that have to do with having children to another race?

.Nothing. If she wants to marry a black guy,


I'm


cool with it. As long as they love each other.


You can tell you are about to tread in unfamiliar parenting territory.
Just you wait. Mistakenly believing that strong morals and all that good
stuff aimed at raising your child will prevent her from making her
mistakes is the mistake many people make. In fact, many of us who have
raised children to adults know better than to believe such tripe, as we
were there long before you, Dave. If what you say were true, drug
addicts and prostitutes and the like would come from only families that
were broken and had no communications, strong work ethic or solid
morals. Addiction has no cultural, socioeconomic boundaries.

Yes it does to a certain degree.


No, it doesn't, at all. Crack is found in the whitest suburbs as well as
the darkest ghettos. In fact, the children in this country in addiction
programs are overwhelmingly white and from middle class to well -to-do
families.

Kids rebel and turn to things like drugs


because they need an outlet for their energy,


or they are craving attention.



Among a boatload of reasons you ignore...abuse, peer pressure,
self-esteem, curiosity, lies told to them by those who buy into the
government's bull**** war on drugs...etc. It's hypocritical of us to
tell the kids to just say no when we ply them with ritalin from a young
age and mom smokes cigarettes, drinks cup after cup of coffee, and dad
drinks alcohol, even if it's the cocktail with dinner.

Provide them with many sorts of creative


avenues to release, and there will be no need


to turn to destructive behavior.



Again,,,bull****.

A kid who plays sports, acts in drama clubs,


plays in the band, participates in the arts, or


has a worthwhile hobby, will be way too busy


to hang out with the slackers.



Your mistake is believing drug use by children is inherent to these you
call "slackers".

Giving a kid an activity that they can be proud


to excel at and bolster their self esteem (While


learning what it means to truly EARN it) builds


character.



Yup,,character that is torn down when these suburban kids from loving
families begin using harmful drugs.

Lastly, never lose communication with them.


Set your ground rules while they are young,


and they become adjusted to them. Let a child
run amuck when they are young, and then try


to reign them in when they hit the teenaged


years, and you've already lost. Talk to them


always. Know all their friends (and their


parents).


Make sure they know that you're


always there for them. Support them in


whatever they do. Show up at their plays,


cheer them on at their games. Listen to their


teachers when you have conferences. Trust


them enough and allow them to make small


mistakes, but keep on the lookout for major


ones. In short, STAY INVOLVED!




Al that is great advice, but is irrelevant in the real world.

I know how my parents raised me. I know from
a child's perspective which disciplines worked,


and which ones didn't.


I use what I learned to my advantage as a


parent.




You ignore the fact that peer pressure is greater today than you can
comprehend....your advice has been followed time and time again, yet
there are great kids who succumb to drugs every day.


  #9   Report Post  
Old June 13th 05, 04:39 PM
I AmnotGeorgeBush
 
Posts: n/a
Default

David T. Hall wrote:
Have you planned for financial hardship?


I can provide food, water, and the basic necessities.

Hell, I could retire right now, if that's all I


.needed to do.


Believe it or not,
there are many in Florida, more in the rural areas, who rely on no cash
at all, and it's always been that way.

Talk about self sufficiency! In this area, that


just isn't very practical. Unless, of course,


you're Amish.



One doesn't need be Amish to farm, hunt, and fish.
Self-sustainment has always been
a large part of the original Floridians and their families.

.Like that guy in the swamps of Tampa that


was just forced, by eminent domain, off his


land to the tune of 5 mil?



Ain't that something?
_
They have
survived Indians, draughts, plagues (such as citrus canker that
decimates entire industries and family enterprises) hurricanes on a
regular basis..on it goes. Florida has never been the cushy place your
ads in between Homer Simpson and reality shows depict. Miami and Disney
have always presented an unrealistic portrait of Florida. It is still a
very much undeveloped state,

That's because much of it is swamp.



Most of it is scrubland, not swamp.

There's an on-going battle between rabid


developers who want to drain the swamps,


and the ecologists who want to preserve the


natural ecosystem



Yep,,,,a damn good time to support the "whacko" environmentalists.
-
There are state roads that traverse through the state east and west that
have nothing in between the coasts except for a few small unremarkable
towns with populations in the double digits.

Sounds like the Pine Barrens in New


Jersey......

_
What's your excuse not to?


I can always sell my home and move north (or inland) and buy incredible
acreage and 4 or 5 times the home I have here and still have enough left
over to live fairly well.

I could do the same. For the price that my


home can get in today's market, I could move


to an unremarkable (READ: not in demand)


area and by a similar place for a fraction of the
cost. But there's no place to work at a livable


wage. But when I retire, that's probably what I


will do.


Our home values increased over 70% in the last ten years in some areas.

My home appreciated about 70% in the 5


years that I've lived here. It's unreal, and it


won't last.




Hell, I was talking Florida as a whole. My home value increased 100% in
the last 8 years, as has many in the flood zones (near or on water).

I pity the people who are buying into the


market now with a 10% down payment and


will likely find themselves upside down when


the bottom finally falls out of the market.

=A0



Some say the bubble will hold here, some say there is no bubble. The
problems will be those who took on bigger and better homes when the
rates were at all time lows instead of paying off their debts.=A0Taxes
when I bought my original home here were less than 300 bucks a year.

I'd die for that rate. Right now, I'm approaching
$5500


Now they are over 3G.

Even 3G would be better than what I'm paying
now.



Well, we'll hit that in a few more years. Houses on the actual tourist
beaches are paying above and beyond that.
_
Houseboats are another option for those of us
who tame the sea.

I once toyed with the idea of living on a boat.


But I have far too much junk to make it


practical. Especially with family


considerations. If I was a loner, I could live in


boat or a trailer and I'd be just fine.





Dude, check out some of the yachts,,,,I know a guy who lives in the
Vinoy Basin and has two dirtbikes on board for he and his son.
_
Of course, I can always throw a
trailer or mobile home near JerryO's place after selling my home and
never have to worry about money again.

At least you'd have a drinking buddy ;-)



Coca Cola only. Besides, I'd rather talk skip than drink. I'd save a lot
of truckers, as Jerry would be chasing my impossible-to-find signal all
the time.


Dave


."Sandbagger"


  #10   Report Post  
Old June 10th 05, 09:41 PM
John Smith
 
Posts: n/a
Default

No one has figured out the "inflation game." You can never quit
working... soon as you do, you start losing...

The game is to promise security, then when those you have promised
security to can no longer work (retire), you take the money from them
and give it to the new ones...

.... used to be called, "The carrot in front of the horse." Amazing how
few catch on till it is too late...

Warmest regards,
John

"Dave Hall" wrote in message
...
On Thu, 9 Jun 2005 11:34:06 -0400, (I
AmnotGeorgeBush) wrote:

David T. Hall Jr. (N3CVJ) wrote:
If your circumstances dictate that you will not


be able to earn a college degree for 10 years


of night school, while working at Wal-Mart,


then many people with little patience quit and


then vote for a democrat who will give them


food stamps. Those who stick it out, will


eventually receive the rewards for their efforts.


Nice theory, but you can't swing that excuse in the real world.


Sure you can. You only have to want it bad enough.

For
example, take the layoffs GM just announced. Many are single parents
with school age children who can not go back to school AND support a
family.


Why are they single parents in the first place?


What should they do, Dave? They lost their well paying jobs and
medical insurance for themselves and their children.


Job retraining is usually available for people displaced by layoffs.

If you were well
educated in the world beyond eastern Pa., you would know what the
employment scene is like in Detroit. You claim one can simply move
away,
but that is based on your own lack of education and not able to
realize
many can't move away for a myriad of reasons, such as caring for an
infirm parent nearby in a care facility for but a single example.


Most people have large extended families. I know the concept of family
has become somewhat foreign with today's younger generation. No one
branch of a family should be made to bear the burden of such hardships
themselves. People lean on the internal support of the family for
temporary hardships. A strong family negates the need for the
government to stick its nose into it (At other people's expense).


More
children are now caring for parents than in any other time in our
history. Many have taken out home equity loans to pay for health care
and prescription coverage that they lost through no fault of their
own.


Yes, and those who are ambitious will pay it all back when they adjust
to their situation and find a new vocation.


There is an entire contingency in many demographical areas of the US
in
which many are trapped in a sort of financial snare.


Well, if you live in a town where 80% of the people work at "the
factory" and that factory closes up, well yea the town's in a real
pickle. That's why an intelligent person looks to live in an area
where alternate employment id plentiful, and diverse commerce is well
established. That way, no one layoff can cripple a significant portion
of the population. That's one of the reasons why I still live where I
do. I was once contemplating a move to both Florida and North
Carolina. But the lack of diverse skilled jobs and much lower pay
scales pretty much nixed that move.


People like you
usually get what is coming in the end


Yes, we tend to survive, because we don't look to other people to
blame, or to the government for help. That's what self sufficiency and
personal responsibility are all about.

and karma, luck, divine
intervention, whatever, will dictate you end up just like those you
blame for being poor, black, queer, liberal, etc. In fact, your
daughter
may quit school, commonly become pregnant to an African-American or
three, have many children and volunteer at the ACLU before realizing
she
is a lesbian and needs a job to pay the attorney for the crack and
prostitution charges.


Not likely because she will have grown up in a solid supportive family
that helps each other and promotes open communications and a strong
work ethic with solid morals. And I have taken enough steps to ensure
that she will not have to bear the financial burden of taking care of
me when I'm old and infirm.

I'm only 45, and if I lost my job tomorrow, I'd be able to live
comfortably for 4 years without another job, and before I have to
worry. If I take a job at half the pay, that number doubles. If the
wife also goes back to work, that number increases. If I liquidate
some assets, that number increases even more. Before you know it, I'll
be at retirement age, and my pensions will kick in, not to mention my
401K.

Have you planned for financial hardship? What's your excuse not to?


Dave
"Sandbagger"









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